To lead a team of CMs; ensure building quality portfolio and manage delinquency.
Understands the KPIs/goals and takes full accountability & ensure credit team members are in line with the same.
To understand the management goals & align/ drive team towards the target.
Core Responsibilities
Ensure team exercises their credit delegation authority with all due diligence within the policy framework.
Setting up & Monitoring processes related to policy/process & timely decision on all applications being processed.
To ensure the team processes all loan applications within the defined turn-around time [TAT] efficiently, accurately, and high service standards.
Monitoring of Portfolio hyegine and take corrective actions.
Co-ordinating and arrange & conduct training to CMs on credit scrutiny, changes in policy, other regulatory requirements, process adherence/reiteration etc.
Liaison with industry peer banks & financial institutions to understand the market behavior.
To look proactively at best practices across industries and try adapting them to own context.
Key Skills: Credit
Working Capital
Location: Kolkata
Required Experience: 10-15 yrs
Positions: 1
Contact Person: Mamta Chauhan
Email ID: mamta.chauhan@v-konnect.com
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