Job Description

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We are looking for an experienced Reconciliation Executive to manage end-to-end reconciliation of Pay-in, Payout, and Collection transactions. The ideal candidate should have prior experience in fintech, payment gateway, collection, NBFC, or financial services companies.

Key Responsibilities:

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Perform daily reconciliation of:

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Pay-in transactions

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Payout transactions

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Collection transactions

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Reconcile data between:

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Bank statements

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Payment gateways

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Collection partners

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Internal ERP / MIS systems

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Identify and resolve:

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Pending transactions

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Short / excess credits

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Failed / reversed transactions

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Track settlements, refunds, and chargebacks

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Follow up with banks, payment gateways, collection partners, and internal teams

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Ensure timely settlement closure as per agreed TAT

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Prepare and share daily, weekly, and monthly reconciliation reports

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Maintain proper documentation and audit trails

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Support internal audit, external audit, and compliance requirements

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Highlight risks, discrepancies, and aging items proactively

Required Skills & Qualifications:

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Graduate in Commerce / Finance / Accounting (B.Com preferred)

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2 - 5 years of experience in:

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Pay-in / Payout reconciliation

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Collection or settlement reconciliation

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Fintech / Payment Gateway / NBFC / Lending platforms

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Strong understanding of:

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Transaction lifecycle

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Settlement & refund process

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Bank & wallet reconciliation

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Advanced knowledge of MS Excel (VLOOKUP/XLOOKUP, Pivot Tables, formulas)

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Ability to handle high-volume transaction data

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Good communication skills in English

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Strong analytical and problem-solving skills

Preferred Candidate Profile:

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Experience with payment gateways (Razorpay, Cashfree, PayU, PhonePe, etc.)

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Exposure to collection reconciliation and lender settlements

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Immediate joiners or short notice period candidates preferred

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Candidates staying near Dombivli / Kalyan / Thane preferred

Day shift (Details can be discussed during interview)

Job Type: Full-time

Pay: ₹18,000.00 - ₹500,000.00 per month

Work Location: In person