Job Description

Paytm is India\'s leading digital payments and financial services company, which is focused on driving consumers and merchants to its platform by offering them a variety of payment use cases. Paytm provides consumers with services like utility payments and money transfers, while empowering them to pay via Paytm Payment Instruments (PPI) like Paytm Wallet, Paytm UPI, Paytm Payments Bank Netbanking, Paytm FASTag and Paytm Postpaid - Buy Now, Pay Later. To merchants, Paytm offers acquiring devices like Soundbox, EDC, QR and Payment Gateway where payment aggregation is done through PPI and also other banks\' financial instruments. To further enhance merchants\' business, Paytm offers merchants commerce services through advertising and Paytm Mini app store. Operating on this platform leverage, the company then offers credit services such as merchant loans, personal loans and BNPL, sourced by its financial partners.

About the team:

Paytm is witnessing a broad growth across our platform as we continue to register increased adoption of our lending products, Paytm Postpaid (BNPL), merchant loans and personal loans. Lending business is driven by data science and analytics, providing data driven solutions

About the role:

Evangelize and demonstrate value and impact of analytics for informed business decision making by developing and deploying analytical solutions and providing data driven insights to business stakeholders to understand and solve for various lending business nuances.

Expectations/ Requirements:

1. Coordination with finance team members to understand the processes and identifying the

risks in processes

2. Design and implement internal control systems/policies to reduce the risk

3. Provide recommendations through analysis of financial and non-financial data

4. Enhance/develop standard operating procedures (SOPs) for various processes in the finance

department

5. Periodic review of critical SOPs of finance department and providing improvement scope

document

6. Work on root cause analysis (RCA) and identifying the root cause to be solved

7. Ensure the problem identifies in RCA is resolved and the process is amended accordingly for

the future period

8. Establishes policies and procedures to identify and address risks in the organizational

processes.

9. Reviews and assesses risk management policies; makes recommendations and implements the

improvements.

10. Understanding of policies and best practices of risk management.

Superpowers/ Skills that will help you succeed in this role:

1 Understanding systems and procedures of the company and a go-getter

2. Good communication and coordination skills are must

3. Orientation to problem solving and going the extra mile

4. SAP knowledge

Education:

MBA Finance/ Chartered Accountant

Why join us:

1. A collaborative output driven program that brings cohesiveness across businesses through technology

2. Improve the average revenue per use by increasing the cross-sell opportunities

3. A solid 360 feedback from your peer teams on your support of their goals

4. Respect, that is earned, not demanded from your peers and manager

Compensation:

If you are the right fit, we believe in creating wealth for you

With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants - and we are committed to it. India\'s largest digital lending story is brewing here. It\'s your opportunity to be a part of the story!

Paytm