Job Description

JOB DESCRIPTION

Job Responsibilities (7 bullet points max)

Conduct detailed quantitative analysis and design analytical frameworks to forecast key account performance and profitability measures, including Return on Equity (RoE). Develop pricing strategies by contributing to credit and product strategy, translating product and margin goals into actionable pricing roadmaps, and creating test plans for each portfolio. Collaborate with Product, Risk, Fraud, and Collections teams to execute strategies that achieve credit goals. Develop and implement metrics to track portfolio performance and contribute to reporting dashboards for senior leadership. Create, maintain, and enhance multi-year financial models to assess the impact of strategic decisions on the Profit & Loss (P&L) statement. Perform in-depth data analysis to produce clear insights that translate into financial impact. Work with leadership to set achievable financial targets aligned with long-term goals.

Required Qualifications, Capabilities, and Skills (7 bullet points max)

Bachelor's degree in Engineering or a quantitative field required; MBA (Finance) or CFA is an advantage. Minimum of 5+ years of experience in analytical and financial roles, with a background in banking products. Excellent verbal and written communication skills. Superior financial modeling skills and financial analysis experience; experience in retail finance or credit card finance within a bank is a plus. Proven ability to work independently on open-ended business problems and produce data-driven insights. Proficiency in Microsoft Office, especially Excel and PowerPoint. Experience with data extraction and analysis tools such as SQL, Alteryx, Python, Databricks, and Snowflake.

Preferred Qualifications, Capabilities, and Skills

Knowledge of Tableau is an added advantage. Experience in discounted cash flow valuation is a plus. Flexibility to work in EMEA shift.

ABOUT US

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.



We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

ABOUT THE TEAM

Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.



The CCB Data & Analytics team responsibly leverages data across Chase to build competitive advantages for the businesses while providing value and protection for customers. The team encompasses a variety of disciplines from data governance and strategy to reporting, data science and machine learning. We have a strong partnership with Technology, which provides cutting edge data and analytics infrastructure. The team powers Chase with insights to create the best customer and business outcomes.