We are looking for a passionate, energetic individual to join our Lending Services division. You will be part of team working as an extension to our European based client ensuring we fulfill the applicable SLA's.
Key Responsibilities - Project Finance
Portfolio Monitoring & Credit Review:
Perform detailed annual and quarterly credit reviews for allocated projects, assessing performance against original underwriting assumptions and covenants.
Analyze financial, operational, and technical performance of the projects, including key project milestones (for construction phase) and actual vs. budget comparisons (for operational phase).
Monitor key financial metrics such as DSCR, LLCR, PLCR, IRR, and coverage ratios, flagging early warning signals.
Construction Phase Monitoring:
Review EPC progress, cost reports, drawdowns, variation orders, contingency usage, and timelines.
Analyze project risk registers and mitigation strategies, ensuring alignment with lender expectations.
Track completion tests, project milestones, and compliance with debt service commencement requirements.
Operational Phase Monitoring:
Assess plant availability, capacity utilization, O&M performance, and major maintenance plans.
Review revenue streams (e.g., PPA tariffs, offtake arrangements), operating costs, and adherence to financial covenants.
Identify sector-specific risks (e.g., curtailment risk in wind/solar, toll collection efficiency in roads) and analyze their potential credit impact.
Stakeholder Communication:
Liaise with internal credit teams, relationship managers, and if required, borrowers or third-party consultants to gather key information.
Prepare and present clear, concise review memos, highlighting key credit concerns and recommendations.
Regulatory and Compliance Support:
Ensure compliance with internal risk rating models and regulatory requirements relevant to project finance exposures.
Support internal audits and regulatory reviews by providing necessary documentation and analysis.
Key Competencies
4+ years of experience in project finance, credit analysis, or portfolio monitoring, preferably across infrastructure and energy sectors.
Strong understanding of project finance structures, financial modelling, and risk assessment.
Familiarity with sector-specific KPIs, regulatory frameworks, and performance benchmarks.
Proficiency in financial analysis tools (Excel, Factset, CapitalIQ, etc.); exposure to project finance models is a plus.
Excellent written and verbal communication skills for preparing high-quality review notes and engaging with stakeholders.
* Ability to manage multiple priorities and meet tight deadlines under minimal supervision.
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Job Detail
Job Id
JD3714561
Industry
Not mentioned
Total Positions
1
Job Type:
Full Time
Salary:
Not mentioned
Employment Status
Permanent
Job Location
HR, IN, India
Education
Not mentioned
Experience
Year
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Beware of fraud agents! do not pay money to get a job
MNCJobsIndia.com will not be responsible for any payment made to a third-party. All Terms of Use are applicable.