Job Description

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Job Summary:

We are seeking an experienced Product Owner to drive the transformation of annuity administration systems as part of a strategic modernization initiative. This role requires a deep understanding of annuity product lifecycles, strong collaboration with cross-functional teams, and the ability to understand and interpret SQL/PLSQL-based system behavior to ensure accurate requirement translation and delivery. The ideal candidate is business-savvy, technically literate, and comfortable leading agile teams through platform modernization efforts.



Key Responsibilities:

Product Ownership & Backlog Management

Own and manage the product backlog for annuity system modernization workstreams



Define, prioritize, and refine epics, features, and user stories in collaboration with business and IT stakeholders



Ensure user stories are well-articulated with clear acceptance criteria and business context



Serve as the voice of the customer and subject matter expert for annuity operations



Technical Collaboration

Collaborate with development and QA teams to ensure functional alignment and story readiness



Understand SQL/PLSQL logic within the legacy system to help validate business rules and support requirement clarity



Participate in solution design sessions, sprint planning, and backlog grooming



Review queries and data outputs to validate business logic and assist in debugging



Domain-Specific Responsibilities

Represent annuity-specific business processes such as:



Policy onboarding



Contract maintenance and rider management



Interest crediting, annuitization, and withdrawals



Commission processing and agency management



Regulatory and compliance rules (e.g., RMDs, 72(t))



Work with stakeholders from product, operations, actuarial, compliance, and distribution



Required Skills & Qualifications:

8+ years of experience as a Product Owner, Business Analyst, or similar role in the annuity or retirement products domain



Strong understanding of annuity product types: Fixed, Variable, Indexed, and their associated riders



Ability to read and interpret SQL/PLSQL logic to understand backend rules and data behaviors



Hands-on experience working in Agile/Scrum environments



Proven track record of delivering complex system changes with cross-functional collaboration



Soft Skills:

Strong communicator with ability to translate between business and technical language



Detail-oriented and organized with a focus on delivering business value



Confident in leading discussions, driving clarity, and making trade-off decisions
Location:
This position can be based in any of the following locations:
Gurgaon
Current Guardian Colleagues: Please apply through the internal Jobs Hub in Workday