Job Description

Job ID: 35349


Location: Bangalore, IN


Area of interest: Retail Banking


Job type: Regular Employee


Work style: Office Working


Opening date: 23 Jul 2025

Job Summary

We are seeking a Product Owner to create and optimize digital sales journeys for our wealth, retail and business banking products. This role is instrumental for achieving business growth through superior digital experience on all digital sales journeys through website and mobile for new and existing customers. The ideal candidate will have a strong background in digital product management, customer experience optimization and digital sales funnel improvement.

Key Responsibilities

Strategy

The PO is responsible for owning the product journey, vision across the entire product life cycle, from inception, validation, build, delivery, run & iteration. Maintain a commercial lens over the product, understand and communicate with relevant stakeholders on the commercial performance metrics and viability of products. Accountable for creating a transparent, clear and easy to understand product vision. Own the 'WHY' and ensure all members of the squad understand and embrace the vision & mission. The why should be closely aligned to the organizations over all goals and ambitions. Inspire the squad to continuously thrive in a growth mindset. Set goals for the squad and create actions plans to target. Coach & mentor squad members to continuously uplift capability. Own, maintain & constantly optimize the product roadmap & product backlog. Foster a culture based on trust, psychological safety & collaboration. Accountable for ensuring compliance and risk adherence of products and services, engage with stakeholders to ensure necessary controls are adhered to and approvals are obtained.

Business

Socialize and sell approach/solutions to group, region & markets. Engage Tech to get cost proposal and approve for solutions. Lead Delivery of programs & Implement solution within schedules. Own solutioning and risk mitigation in all areas of Operations, delivery, UAT, interfaces and technical.

Processes

Establish testing methods for business apps- automation focused. Own, monitor and measure the benefits of solutions deployed. Review the product backlogs and sign off on MVPs for Markets. Understand the business value / benefit case (revenue, efficiency, saves, risks and regulatory) against each back log and challenge it. Ensure requirements into system's parts and other related products with the support of architect & POs

People & Talent

Lead through example and exhibit the appropriate culture and values. Work in collaboration with Country, Technology and Risk and control partners.

Risk Management

Responsible for identifying, assessing, monitoring, controlling and mitigating risks to the Group.

Governance

Display awareness and understanding of the Operational Risk Framework for Retail Banking. Responsible for identifying, assessing, monitoring, controlling and mitigating compliance risks pertaining to process changes

Regulatory & Business Conduct

Display exemplary conduct and live by the Group's Values and Code of Conduct. Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. Lead the [country / business unit / function/[team] to achieve the outcomes set out in the Bank's Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.] Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters. Serve as a Director of the Board of Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Association (or equivalent)

Key stakeholders

Country, Group, Technology and Operations

Other Responsibilities

Embed Here for good and Group's brand and values in [country / business unit / team]; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures; Multiple functions (double hats)

Qualifications

Training, Licenses, Memberships and Certifications

Bachelors or Masters in Business or relevant degree. Understanding of Retail Banking systems, processes and risk management. Experience in Business Process Management (BPM) is a plus, but not essential. Strong communication skills to manage key stakeholders and senior business leaders expectations and to resolve conflicts/issues. Change Management expertise and ability to manage dependencies across multiple initiative, projects and programs.

Skills and Experience

AGILE Product Owner Certification SQL

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
Together we:

Do the right thing

and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do

Never settle,

continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well

Are better together,

we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter,

we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

Core bank funding for retirement savings, medical and life insurance,

with flexible and voluntary benefits available in some locations.

Time-off

including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.

Flexible working

options based around home and office locations, with flexible working patterns.

Proactive wellbeing support

through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits

A continuous learning culture

to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.

Being part of an inclusive and values driven organisation,

one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.
www.sc.com/careers