Job Description

We are seeking a highly motivated and knowledgeable Subject Matter Expert cum Product Manager in Credit Modeling to join our dynamic team. The ideal candidate will possess a deep understanding of credit modeling concepts, including RAROC, ECL and various other analytical products, while also demonstrating the ability to simplify complex concepts for various stakeholders. This role requires a self-driven individual who can work independently and effectively pitch our credit modeling solutions to clients.
Key Responsibilities:

• Serve as the Subject Matter Expert on credit modeling products, providing insights and guidance throughout the product lifecycle.
• Articulate complex credit modeling concepts, methodologies, and processes in a simplified manner to facilitate understanding among clients and internal teams.
• Conduct product demonstrations, showcasing the functionality and benefits of our credit modeling solutions to potential clients.
• Support the pre-sales process by collaborating with sales teams to address client inquiries and provide detailed product knowledge specific to credit modeling.
• Develop and maintain a comprehensive understanding of market trends, competitor offerings, and regulatory changes impacting credit modeling and analytical products.
• Collaborate with cross-functional teams including engineering, marketing, and sales to ensure product alignment with market needs and client requirements.
• Drive product enhancements based on client feedback and market research to ensure our credit modeling offerings remain competitive and effective.

Qualifications:

• MBA in Finance / CA / CFA is required.
• Minimum of 3 years of experience in Credit Modeling in a risk advisory firm or a bank
• Strong understanding of credit modeling methodologies, including RAROC and other analytical products.
• Background in Computer Science or experience in Product Management or Business Analyst roles is preferred, though subject matter expertise is paramount.
• Excellent communication and presentation skills with the ability to engage clients effectively.
• Proven ability to work independently, manage multiple projects, and meet deadlines.

Skills:

• Strong analytical and problem-solving skills.
• Self-motivated with a proactive approach to work.
• Ability to work collaboratively in a team-oriented environment.

Skills Required