Job Description

Strategy Manage Product Level P&L for Mortgage loans Drive Key business levers &ndash Rates / Fees / Product Mix / Profile Mix Drive business through campaigns, schemes, Offers, contests, distribution initiatives etc. Optimize processes & drive autom

Strategy Manage Product Level P&L for Mortgage loans Drive Key business levers - Rates / Fees / Product Mix / Profile Mix Drive business through campaigns, schemes, Offers, contests, distribution initiatives etc. Optimize processes & drive automation/digitization. Take up initiatives for Cost abatement. Evaluate Upsell and Cross Sell / Bundling prospects Manage Client Retention through value added offerings Manage various Product Level Circulars - Pricing Policy Handle OR, GIA and external auditors from time to time. Represent SCB with Non Bank Financial Institutions to explore securitization prospects. Ensure Portfolio Securitization from Financial Institutions as per the SCB Mortgage Corporate Plan Create and drive revenue through profitable Securitizations deals Ensure the desired Discipline is maintained post onboarding Business Delivering Business Performance Numbers Drive Balance Sheet Growth Processes Develop a product suite and Customer Value Proposition that is distinctive, market-leading andscalable, while being consistent with the global strategy and framework. Deliver customer growth numbers through both on-boarding CVP & product enablers as well ascontrol attrition Drive Profitability, as well as grow in line with market on strategic products Manage, maintain & develop strong and differentiated and best-in-class product offerings. Manage the technology development and implementation of strategies to deliver product propositions& CVPs. Develop strategies for revenue generation through cross sell route Derive insights to competitor strategies and take proactive steps. Build partnerships with Group to drive key initiatives Drive business objectives from co-brand and alliance partnerships that the bank has plans enter in to Drive agreement with various business on objectives and value that their businesses need fromalliance partnerships Scout and form additional alliance partnerships for SCB India to evaluate across retail corporate andother business units of the bank Create and drive individual PnL for delivery and tracking in relationship with business partners Driving business growth Display exemplary conduct and live by the Group&rsquos Values and Code of Conduct. Take personal responsibility for embedding the highest standards of ethics, including regulatory andbusiness conduct, across Standard Chartered Bank. This includes understanding and ensuringcompliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code ofConduct. Strategic Initiatives & tie ups Share feedback with relevant stakeholder&rsquos basis frontline interaction (VoFl/ IdeaBank) Roll out Group/CPBB initiated strategic steps across all frontline and manager levels within Mortgage team Deliver business enablers and process enablers for new business KEY STAKEHOLDERS Affluent Banking Channels Digital Banking CEPG Finance Retail Analysis Regulatory & Business Conduct Display exemplary conduct and live by the Group&rsquos Values and Code of Conduct. Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. Lead to achieve the outcomes set out in the Bank&rsquos Conduct Principles Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters. Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Association Key Stakeholders Product & Segments Our Ideal Candidate Ability to manage Dependencies Working with Teams Persistence Good Communication skills - Written and Verbal Good knowledge of MS Office Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters. About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we: Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with with minimum global standards for annual and public holiday, which is combined to 30 days minimum Flexible working options based around home and office locations, with flexible working patterns Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills,global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process. Visit our careers website