Understand underwriting policies, guidelines, practices and procedures. Determine whether to accept, modify, or decline a risk through evaluation of an individuals medical history or physical condition, occupational hazard, and financial background. Communicate effectively both written and verbally to explain underwriting decisions. Influence and champion changes to improve processes while maintaining mortality expectations. Work efficiently to gather information necessary for decision making. Ability to independently work assigned requests with minimal direction. Comfortable with ambiguity. Qualifications and Skills: 4 years degree preferred. Demonstrated knowledge of all aspects of risk selection (medical, non-medical, financial). Ability to think critically and problem solve independently. Positive, inclusive, agile, and collaborative mindset. Strong verbal and written communication skills. Term and permanent life insurance underwriting.
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