Job Description

The role is with a Fintech Credit Card company based in Pune within the Decision Science team. Candidate would work in Risk and Analytics domains carrying out various requirements in business analytics, risk modeling, insights and automation related work.

- Successful candidates will have in-depth knowledge of statistical modelling/data analysis tools (SAS, Python, R etc.), techniques. They will be an adept communicator with good interpersonal skills to work with senior stake holders in India to grow revenue primarily through identifying / delivering / creating new, profitable analytics solutions.

We are looking for someone who:

- Proven track record in collection and risk analytics preferably in Indian BFSI industry

- Identify & deliver appropriate analytics solutions

- Must have experience on working on large datasets using python

- Must have experience on working on credit bureau data

Essential Duties and Responsibilities :

- Responsible for delivering high quality analytical and value added services

- Responsible for automating insights and proactive actions on them to mitigate Risk.

- Work closely with the internal team members to deliver the solution

- Use analysis and customer insights to develop value propositions

- Actively seek to share knowledge within the team

- Actively contribute to setting best practice processes.

Knowledge :

- Good understanding of collection analytics preferably in Retail lending industry.

- Knowledge of statistical modelling/data analysis tools (Python, R etc.), techniques and market trends

- Knowledge of different modelling frameworks like Linear Regression, Logistic Regression, Multiple Regression, LOGIT, PROBIT, time- series modelling, CHAID, CART etc.

- Knowledge of Machine learning & AI algorithms such as Gradient Boost, KNN, etc.

- Understanding of decisioning and portfolio management in banking and financial services would be added advantage

- Understanding of credit bureau would be an added advantage

Experience :

- 3 to 8 years of work experience related fields.

- Experience on working on Collection or Risk analytics is must

- Understanding of Credit Card Risk would be advantageous

- Experience on handling large data volumes using data analysis tools and generating good data insights

- Demonstrated ability to communicate ideas and analysis results effectively both verbally and in writing to technical and non-technical audiences