Job Description

We are seeking a highly motivated and detail-oriented

Non-Motor Underwriter

to join our Underwriting Team. The successful candidate will be responsible for evaluating, pricing, and underwriting a range of non-motor insurance products including but not limited to property, engineering, marine, liability, and other general lines. You will play a key role in portfolio profitability, risk management, and client relationship development.

Key Responsibilities:Underwriting & Risk Assessment

Evaluate new business proposals, renewals, and endorsements in non-motor lines (property, engineering, liability, marine, etc.). Analyze documentation including proposal forms, technical reports, loss history, inspection reports, and survey findings to assess risk acceptability. Apply appropriate pricing models, terms, and conditions based on internal underwriting guidelines and reinsurance treaties. Structure tailor-made solutions for clients with complex risk profiles.

Portfolio Management

Monitor performance of the assigned portfolio including loss ratios, renewal retention, and profitability. Identify trends, risk concentration, and opportunities for improvement in underwriting practices. Implement underwriting controls and contribute to strategic decision-making based on portfolio data.

Client & Broker Engagement

Work closely with intermediaries (brokers and agents) to provide underwriting support and maintain business relationships. Participate in client meetings, technical discussions, and product presentations when needed. Provide feedback and support to distribution channels on underwriting queries and product features.

Documentation & Compliance

Ensure all underwriting decisions and documentation are in compliance with company policies, regulatory guidelines, and audit requirements. Maintain proper records of decisions, quotations, endorsements, and correspondence with clients or brokers. Support internal and external audits with timely and accurate information.

Product & Market Development

Assist in the development and enhancement of non-motor insurance products. Provide insights on market trends, competitor offerings, and client needs. Participate in internal training, underwriting policy updates, and product rollout sessions.
Job Types: Full-time, Permanent, Fresher

Pay: ?302,295.76 - ?1,078,049.36 per year

Schedule:

Day shift Monday to Friday Morning shift Weekend availability
Supplemental Pay:

Commission pay Performance bonus
Work Location: In person