Job Description

QRight Solutions is looking for " Due Diligence - US Residential Mortgage Underwriters " for a US BPO at Chennai.

Please share the profiles to career@qright.in

Title - Analyst / Sr Analyst / SME (20 positions)

Exp - Any degree with 1 - 7 years UW exp.

Pay - upto 7 LPA (based on evaluation)

Responsibilities:

Loan Application Review:

Analyse and verify loan applications, ensuring all required documents are complete and accurate like 1003, 1008, credit report etc.


Assess the borrower's credit history, employment, income, and debt levels.


Confirm the property's value through appraisal reports.

Credit and Financial Analysis:

Evaluate credit reports to determine the borrower's creditworthiness.


Analyse financial statements, tax returns, pay stubs, and other income documentation.


Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios.

Property Valuation Review:

Review appraisals & alternative value products for conformity & assess accuracy of the property valuation.

Compliance and Risk Assessment:

Ensure loans comply with all federal, state, and local regulations.


Adhere to company policies and guidelines.


Identify potential risks and assess the overall risk level of the loan.

Job Type: Full-time

Pay: ₹400,000.00 - ₹700,000.00 per year

Benefits:

Health insurance Provident Fund
Schedule:

Day shift
Supplemental Pay:

Performance bonus
Application Question(s):

how many years exp in US Res Mortgage Underwriting
Available for F2F interview at Chennai
Immediate joiner

Work Location: In person