Job Description

QRight Solutions is looking for " Due Diligence - US Residential Mortgage Underwriters " for a US BPO at Chennai.

Please share the profiles to career@qright.in

Title - Analyst / Sr Analyst / SME (20 positions)

Exp - Any degree with 1 - 7 years UW exp.

Pay - upto 7 LPA (based on evaluation)

Responsibilities:

Loan Application Review:

? Analyse and verify loan applications, ensuring all required documents are complete and accurate like 1003, 1008, credit report etc.

? Assess the borrower's credit history, employment, income, and debt levels.

? Confirm the property's value through appraisal reports.

Credit and Financial Analysis:

? Evaluate credit reports to determine the borrower's creditworthiness.

? Analyse financial statements, tax returns, pay stubs, and other income documentation.

? Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios.

Property Valuation Review:

? Review appraisals & alternative value products for conformity & assess accuracy of the property valuation.

Compliance and Risk Assessment:

? Ensure loans comply with all federal, state, and local regulations.

? Adhere to company policies and guidelines.

? Identify potential risks and assess the overall risk level of the loan.

Job Type: Full-time

Pay: ?500,000.00 - ?700,000.00 per year

Benefits:

Health insurance Provident Fund
Schedule:

Day shift
Supplemental Pay:

Performance bonus
Application Question(s):

Immediate joiner ? Available for F2F interview at Chennai office ?
Work Location: In person