Mortgage Underwriter

Year    TN, IN, India

Job Description

DD Underwriter - US Mortgage (4Cs Residential)



Location:

Chennai / Work From Home (WFH)

Experience:

Minimum 6 months to 3+ years in US Mortgage

Employment Type:

Full-Time

Job Overview



We are looking for a

Detail-Oriented DD Underwriter

with hands-on experience in

US Residential Mortgage underwriting

, specifically focusing on the

4Cs (Credit, Capacity, Capital, Collateral)

. The ideal candidate should have strong analytical skills, a deep understanding of US mortgage guidelines, and the ability to independently review and underwrite loan files with accuracy and compliance.

Key Responsibilities



Perform

Due Diligence (DD) underwriting

for US Residential Mortgage loan files Analyze borrower profiles based on

Credit, Capacity, Capital, and Collateral (4Cs)

Review and evaluate income, assets, liabilities, credit reports, and property documents Ensure compliance with

FNMA, FHLMC, FHA, VA, and investor guidelines

Identify, document, and clear underwriting conditions efficiently Maintain high accuracy, quality, and turnaround time (TAT) standards Communicate effectively with processors, quality teams, and stakeholders Handle multiple loan files simultaneously while meeting deadlines

Required Skills & Qualifications



6 months to 3+ years of experience in

US Mortgage Underwriting / Due Diligence

Strong knowledge of

US Residential Mortgage underwriting guidelines

Hands-on experience with

4Cs analysis

Familiarity with AUS findings (DU / LP) Good understanding of credit reports, income calculations, and asset validation Excellent attention to detail and analytical thinking Strong verbal and written communication skills

Preferred Qualifications



Experience in

WFH or hybrid mortgage operations

Exposure to quality control or investor review processes Ability to work independently with minimal supervision

Why Join Us?



Stable

full-time opportunity

Flexible

WFH / Chennai location

option Opportunity to work with experienced US mortgage professionals Career growth in a high-demand US Mortgage domain

Interested candidates

can share their updated resume with

relevant US Mortgage experience

.

Immediate joiners are highly preferred.
Apply now to advance your career in the

US Mortgage Underwriting domain

!
Whatsapp/Call : 9080634855(Ruban)

Job Type: Full-time

Pay: Up to ₹1,200,000.00 per year

Work Location: Remote

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Job Detail

  • Job Id
    JD5028441
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    TN, IN, India
  • Education
    Not mentioned
  • Experience
    Year