Reliant Home Funding, Inc. is a U.S.-based mortgage banker focused on accuracy, compliance, and scalable growth. Our operations are built on strong controls, disciplined underwriting, and data-driven quality assurance. As we continue to expand, we are strengthening our Compliance and Quality Control infrastructure.
Job Overview:
As a
Residential Mortgage Compliance & QC Specialist
, you will play a critical role in ensuring loan quality, regulatory compliance, and agency adherence across our residential mortgage pipeline.
This role requires
recent, hands-on U.S. mortgage experience
and a
deep understanding of underwriting, agency guidelines, and compliance standards
for:
Fannie Mae
Freddie Mac
FHA
VA
You will perform
pre-funding and post-closing audits
, track
gross and net defects
, prepare
monthly QC reporting
, and support ongoing
trend analysis and risk mitigation efforts
.
This is a remote role requiring availability during
U.S. Eastern Time business hours
.
Key Responsibilities:
Conduct
Pre-Funding Quality Control audits
to identify compliance and underwriting defects.
Perform
Post-Closing audits
in accordance with agency and internal QC plans
Review loan files for compliance with:
Fannie Mae
Freddie Mac
FHA
VA
Investor and internal overlays
Additional Respnsibilities:
Identify, classify, and track
Gross and Net Defects
Prepare and deliver
monthly QC and management reports
Perform
trend analysis
to identify systemic issues and recurring risk patterns
Validate underwriting decisions, income calculations, assets, credit, and documentation
Ensure adherence to federal and state mortgage regulations
Maintain detailed audit findings, corrective actions, and supporting documentation
Work directly within
Encompass LOS
to review files, notes, and data integrity
Utilize
Compliance Engine (Mavent)
for compliance testing and review
Collaborate with underwriting, processing, and management teams to resolve findings
Support internal and external audits as required
Qualifications:
3+ years of
recent U.S. residential mortgage experience
in:
Compliance
Quality Control
Underwriting
Processing with audit responsibilities
Strong working knowledge of:
Conventional
FHA
VA
Agency underwriting and compliance requirements