Job Description

Key Duties and Responsibilities1. Business Development and Village Penetration

Village Identification:

Starting business in new villages and systematically identifying all serviceable villages within the assigned operational radius.

Feasibility Study:

Conducting a thorough feasibility study of potential villages based on demographics, local activities, and the financial needs of the customers.

Approval Process:

Assisting the

MC-IC

(presumably a Micro Credit-In-Charge or similar designation) in the required village approval process.

2. Customer Sourcing and Application Management

Customer Identification & Group Formation:

Identifying potential customers and facilitating the formation of Joint Liability Groups (JLGs).

Application & Verification:

Accurately filling out the application form, verifying the residence and business of the customer, and ensuring proper KYC verification.

Pre-Disbursement Training (PDT):

Conducting pre-disbursement training for approved customers.

Business Development Visits:

Regularly visiting potential customers to develop and expand the business portfolio.

3. Loan Disbursement

Documentation:

Collecting all required KYC documents and ensuring thorough loan documentation is completed.

Disbursement Completion:

Assisting the

MC-IC

for the completion of the disbursement activity.

4. Collection of Current Dues

Collection Management:

Collecting the collection sheets and stickers from the

MC-IC

.

Scheduled Collection:

Executing group-wise collection as per the scheduled time by strictly following the defined collection process.

Deposit and Reconciliation:

Timely deposit of collected money and performing the necessary

MERC entry

(Money/Collection Entry or similar).

5. Collection of Overdue Dues

Portfolio Follow-up:

Following up with defaulter customers using updated data reports of the assigned portfolio.

Overdue Collection:

Collecting overdue money as per the stipulated process.

Deposit and Entry:

Depositing the collected money in the bank and completing the necessary

MERC entry

.

Default Action:

Assisting the

MC-IC

in initiating appropriate action against the defaulters.
Job Types: Full-time, Permanent, Fresher

Pay: ₹15,000.00 - ₹45,000.00 per month

Benefits:

Cell phone reimbursement Food provided Health insurance Leave encashment Life insurance Paid time off Provident Fund
Work Location: In person