Job Description

Job Title:

Credit Executive (MBA Finance Fresher)

Company:

Khushbu Auto Finance Ltd. (KAFL)

Location:

Rajkot

Department:

Credit & Risk

About the Company

Khushbu Auto Finance Limited (KAFL)

is a Non-Banking Financial Company (NBFC) specializing in vehicle finance, particularly for two- and three-wheelers. Incorporated in 1994, it is a wholly-owned subsidiary of

Atul Auto Limited (AAL)

, a leading three-wheeler manufacturer. KAFL has been registered with the Reserve Bank of India since 1999 and functions as AAL's captive financing arm. The company operates across

100+ branches in 14 states

, with strong presence in

Gujarat and Bihar

.

Job Summary

We are hiring

MBA (Finance) Freshers

for the

Credit Department

at our Rajkot location. The selected candidates will support credit appraisal, risk assessment, and loan processing activities. Training will be provided to evaluate customer profiles and ensure policy compliance.

Key Responsibilities

Assist in

credit appraisal

of loan applications for two- and three-wheeler financing Conduct

financial analysis

and verify customer documents (KYC, income proof, banking, etc.) Coordinate with sales and operations teams for loan file processing Support in evaluating

customer repayment capacity and risk profiling

Prepare reports and maintain records for approvals and disbursements Ensure adherence to company policies and RBI guidelines Assist in monitoring portfolio quality and identifying high-risk cases Communicate with branches and customers for clarifications or document follow-ups

Required Qualifications

MBA in Finance

(Freshers preferred; 0-1 year experience acceptable) Basic understanding of credit, lending, or NBFC operations Strong analytical and documentation skills Proficiency in MS Excel and report handling Good communication and coordination abilities

Key Skills

Financial Assessment Documentation & Compliance Analytical Thinking Attention to Detail Excel & MIS Knowledge Coordination Skills

Employment Type:

Full-Time

Experience:

Freshers (MBA Finance)

Salary:

As per company standards / Based on interview

Location:

Rajkot

Job Types: Full-time, Permanent

Pay: ₹12,000.00 - ₹15,000.00 per month

Benefits:

Health insurance Paid time off Provident Fund
Work Location: In person