Job Description

Requisition Number:

47507

Job Location:

Bangalore, IND

Work Type:

Office Working

Employment Type:

Permanent

Posting Start Date:

29/01/2026

Posting End Date:

Job Summary

This position will ensure that the management of Fraud risk is operating effectively and efficiently within Business

Key Responsibilities

Proactively monitors project execution to effectively identify risks/issues/dependencies as they arise throughout the project lifecycle. Collaborates and builds positive stakeholder relationships providing regular updates Provides timely reports on project status, risks and issues, evaluating project performance based on management information using standardized metrics and templates Maintains project change control, ensuring any changes to baseline are managed through change request and all impacts are considered Produce a well-defined project plan, identifying the key milestones and assigning responsibilities / resources in line with project management framework Makes project decisions and recommendations to management about schedules, prioritization and resource allocation with input from others needed

Strategy

Focus on process re-engineering, automation, process standardisation projects Provide co-ordination and support in the roll out and maintenance of key processes in FRSC

Business

Manage projects and testing. Manage new migrations Work closely with stakeholders / countries to effectively deliver desired results. Have oversight and regularly review process controls Identify industry best fraud risk infrastructure and management practices are tabled and are considered for adoption within the country.

Processes

Lead and drive standardisation, automation and consolidation through re-engineering and process improvement initiatives for the country for Fraud Risk Management. Act quickly and decisively when any risk and control weakness become apparent and ensure they are addressed within an appropriate timeframe and escalated through the relevant committees Identify and track Key Performance Indicators (KPIs) to support strategy testing environment and daily operations.
Continuously improve the operational efficiency and effectiveness of fraud risk management processes. Strengthen the transaction processing activities of the region by recommending process/policy changes where applicable and through regular training of front-end staff and vendors. Engage appropriate stakeholders to ensure timely remedial actions and escalation of situations that pose significant risk. Ensure adherence to the Group's approach to the management of fraud risks, providing training/leadership where necessary to close gaps in understanding or adherence.

People & Talent

Ensure adequate training (On the Job, soft skill, etc.) is provided to all team members Ensure that the team members only use systems and access information for which they have authorization and only use the systems and information in ways and for purposes for which they have been authorized Lead through example and build the appropriate culture and values. Set appropriate tone and expectations from their team and work in collaboration with risk and control partners. Encourage and promote an active training and learning environment to facilitate excellence in risk management, risk awareness, behaviours, and accountability.

Risk Management

Stay abreast with industry existing/emerging fraud risks Identify and share industry best practices and work with the businesses for their feasibility and implementation Evaluate latest practices/tools to identify next generation fraud detection system Good working knowledge of Standard Charter's approach to risk management, specifically as applicable to Retail Risk Operations Ensure all FRM policies and procedures in the country comply with Group Policies and Standards. Ensure proper and updated documentation in place for in-country policies and procedures. Ensure various fraud risks are being actively prevented and detected in a timely manner on an end-to-end basis Proactive in seeking regular assurance that areas of responsibility are performing to an acceptable risk and control standards Ensure that effective management response plans are in place to respond to extreme but plausible fraud scenarios in the country.

Governance

Provide oversight across fraud risk management team, ensuring compliance with the highest standards of regulatory and business conduct and compliance practices as defined by internal and external requirements. This includes compliance with local banking laws, other applicable laws and anti-money laundering regulations and guidelines Embed the Group's values and code of conduct in the country fraud risk management team to ensure that adherence with the highest standards of ethics, and compliance with relevant policies, processes and regulations among employees forms part of the culture Accountable for satisfactory closure of issues / gaps arising from Internal Audits, peer reviews and regulatory reviews for the areas of work.

Regulatory & Business Conduct

Display exemplary conduct and live by the Group's Values and Code of Conduct. Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. Display exemplary conduct and live by the Group's Values and Code of Conduct. Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. Strive to achieve the outcomes set out in the Bank's Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.]
Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders

Internal stakeholders Head - FRSC GBS Relevant members of Risk Operations management team IT partners supporting Retail Clients business HR team External stakeholders Auditors Associations (Visa, MasterCard, Amex and other Regional / Local forums) and peer Banks Suppliers, vendors and consultants

Other Responsibilities

Business Strategy and Model: Good working knowledge of Standard Chartered' s Retail Clients business and that of peers in the industry Non-technical Skills: Strong written / oral communication and influencing skills. Ability to create effective work relationships within and across functions & borders Risk Management and Control: Good working knowledge of Standard Chartered' s approach to risk management, specifically as applicable to Retail Risk Operations Market Knowledge: - Awareness and understanding of the wider business, economic and market environment in which Standard Chartered Bank operates. Business Strategy and Model: - Awareness and understanding of Standard Chartered' s Retail Clients business and that of peers in the industry Governance, Oversight and Controls: - Strong leadership capabilities and management skills, with the ability to deliver effective controls within Fraud Risk Management through both directly-managed and virtual team Regulatory Framework and Requirements: - Awareness and understanding of the regulatory framework in which the firm operates, and the regulatory requirements and expectations relevant to the role Non-technical skills: - Strong written / oral communication and Analytical skills. Ability to create effective work relationships within and across functions & borders

Skills and Experience

Stakeholder Management People Management Fraud Risk Management Governance Regulatory & Business Conduct

Qualifications

Professional certifications like will be Preferred (e.g., ACAMS CFE) Bachelor or master's degree with 6+ years of overall experience and 2 years of experience into project management. Relevant experience in a related role will be an added advantage

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.


Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.


Together we:

Do the right thing

and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do

Never settle,

continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well

Are better together,

we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter,

we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

Core bank funding for retirement savings, medical and life insurance,

with flexible and voluntary benefits available in some locations.

Time-off

including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.

Flexible working

options based around home and office locations, with flexible working patterns.

Proactive wellbeing support

through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits

A continuous learning culture

to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. *

Being part of an inclusive and values driven organisation,

one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.