Job Description

At OneNDF, we believe every borrower deserves the right loan, not just any loan. As our Loan Specialist, you'll be the bridge between MSME borrowers and 120+ banks & NBFCs.You'll assess each borrower's unique needs, analyze their credit profile, and then pair them with the perfect lending partner - ensuring faster approvals, better terms, and happier customers.A blended sales and credit profile. You will be the touchpoint of the customer to understand requirement, assess his eligibility across the lenders and close-loop the sanction to disbursement process.Key Responsibilities- Needs Assessment: Engage with borrowers to understand their funding requirements, business goals, repayment capacity.- Credit Profiling: Review credit scores, financial statements, and collateral details to assess loan eligibility.- Lender Mapping: Match each borrower to the most suitable bank/NBFC product from our network, balancing interest rates, tenures, and loan amounts.- Process Facilitation: Coordinate with Relationship Managers, underwriters, and lenders to ensure smooth and fast application processing.- Catalyst Role: Remove bottlenecks, mediate between borrower and lender, and ensure clear communication throughout the process.- Data & Insights: Maintain accurate borrower records in our CRM and share feedback for improving lender matchmaking algorithms.- Relationship Management: Build trust with borrowers by providing transparent advice and tailored solutions.- What We're Looking For- 2-5 years' mandatory experience in banking, NBFCs having done this similar role.- Strong understanding of secured loan products - Mortgages- Excellent communication & persuasion skills.- Analytical mindset with the ability to interpret financials and credit reports.- A customer-first approach - solving borrower challenges with empathy and precision.- Comfortable working in a fast-paced, tech-enabled lending environment. (ref:updazz.com)

Skills Required