Job Description

Role Summary

A seasoned Risk and Compliance professional responsible for overseeing KYC and AML compliance frameworks, transaction monitoring, regulatory reporting, and proactive risk mitigation. Acts as the principal liaison with banks, regulators, and law enforcement agencies to ensure strict adherence to statutory and regulatory obligations while safeguarding organizational integrity.

Key ResponsibilitiesKYC & AML Compliance

Lead end-to-end

Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), and periodic KYC reviews

in line with RBI, PMLA, and internal compliance policies. Ensure timely onboarding and ongoing monitoring of customers, merchants, partners, and vendors. Identify, assess, and mitigate

KYC-related risks

, including high-risk customers, PEPs, and adverse media cases. Maintain and update KYC documentation, risk profiles, and compliance records.

Transaction Monitoring & Analysis

Oversee

transaction monitoring systems

to detect suspicious, unusual, or high-risk activities. Conduct detailed

transaction analysis

, pattern recognition, and behavioral profiling to identify potential money laundering, fraud, or regulatory breaches. Review alerts, escalate material risks, and recommend corrective or preventive actions. Prepare and submit

Suspicious Transaction Reports (STRs), Cash Transaction Reports (CTRs), and other regulatory filings

within prescribed timelines.

Risk Assessment & Control Framework

Develop and implement

risk assessment methodologies

for products, customers, channels, and geographies. Establish internal controls, compliance checklists, and SOPs to strengthen governance and regulatory adherence. Support internal and external audits, regulatory inspections, and compliance reviews; ensure timely closure of observations.

Liaisoning with Banks & Regulators

Act as the

single point of contact

for partner banks on compliance, escrow operations, reconciliations, and regulatory queries. Handle bank audits, compliance clarifications, account reviews, and issue resolution. Coordinate with regulators and respond to notices, queries, and inspections with accuracy and timeliness.

Law Enforcement & Investigations

Liaise with

Law Enforcement Agencies (LEAs)

including Police, Cyber Cell, ED, FIU-IND, and other statutory authorities. Manage information requests, account freezes/unfreezes, and document submissions in compliance with legal mandates. Support investigations by providing transaction data, audit trails, and analytical insights while maintaining confidentiality and data integrity.

Policy, Training & Governance

Draft, review, and update

AML, KYC, Risk Management, and Compliance Policies

. Conduct periodic

compliance training and awareness programs

for internal teams. Monitor regulatory changes and ensure timely implementation across business functions.

Key Skills & Competencies

Strong expertise in

KYC, AML, PMLA, RBI regulations, and FIU-IND reporting

Advanced

transaction analysis and risk assessment

capabilities Proven experience in

bank liaisoning and regulatory coordination

Hands-on exposure to

law enforcement handling and investigation support

Excellent stakeholder management, communication, and documentation skills High level of integrity, discretion, and attention to detail

Professional Attributes

Analytical and risk-oriented mindset Strong decision-making and escalation judgment Ability to operate under regulatory scrutiny and time-critical situations Leadership capability to guide teams and enforce compliance culture
Job Types: Full-time, Permanent

Pay: ?300,000.00 - ?500,000.00 per year

Benefits:

Cell phone reimbursement
Work Location: In person