Experience Required: Minimum 5 years in General Insurance
Education: Graduate or MBA
Industry Preference: General Insurance
Salary : Upto 12LPA
Position Summary:
The role involves independently underwriting commercial non-motor insurance products across Property, Engineering, Marine, and Miscellaneous lines of business for the retail and SME channel. The ideal candidate will ensure adherence to underwriting guidelines and maintain portfolio profitability while collaborating with cross-functional teams.
Key Responsibilities:
Underwrite Property, Engineering, Marine, and Miscellaneous LOBs independently for the Retail and SME channel.
Prepare quotations strictly as per company underwriting guidelines and timelines.
Ensure quote requests are acknowledged, reviewed, and followed up within defined SLAs.
Maintain a healthy bottom line by adhering to risk selection standards.
Assist senior management with data compilation, analytics, dashboards, and MIS reporting.
Contribute to system and product development initiatives.
Support activities such as claims reviews, audits, and underwriting authority compliance.
Analyze product-level profitability and ensure effective tracking of underwriting metrics.
Build and maintain strong internal relationships with Sales, Ops, and Claims teams, as well as with external customers and channel partners.
Functional Skills Required:
Solid understanding of commercial non-motor products
Strong command over Excel and MIS tools
Experience in preparing dashboards, profitability reports, and quote tracking
Exposure to system and process improvement initiatives
Job Type: Full-time
Pay: ₹1,000,000.00 - ₹1,200,000.00 per month
Schedule:
Day shift
Supplemental Pay:
Performance bonus
Application Question(s):
Which Lines of Business (LOBs) have you underwritten independently
Have you worked in underwriting for the retail and/or SME segment
Are you proficient in preparing quotations and ensuring adherence to underwriting guidelines and SLAs
Have you been involved in claims reviews, audits, or compliance with underwriting authority
Experience:
General Insurance Underwriting: 5 years (Required)
Work Location: In person
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