Job Description

#

Manager Legal-Micro Mortgages

Multiple locations








Department
WEST LEGAL DEPARTMENT
Job posted on
Jan 09, 2026
Employee Type
Permanent
Experience range (Years)
0 - 0

I.

POSITION DESCRIPTION

JOB TITLE

Manager Legal-Micro Mortgages

GRADE

M

DEPARTMENT

Legal

LOCATION

Branches/Hub/RAC

SUB-DEPARTMENT

TYPE OF POSITION

Full Time

REPORTS TO

Area Manager-Legal/Cluster Manager-Legal (MM)

REPORTING INTO

NA

II.

ROLE PURPOSE & OBJECTIVE

Preparation of Title Scrutiny Reports Represent the Bank before Sub-Registrar office.

Review/ draft/ vet the Transaction documents and advise on the suitable mode of security creation.

III.

SIZE OF THE ROLE

FINANCIAL SIZE

NON-FINANCIAL SIZE

Property document verification value of 4 Crore per month Review 100+ TSRs in a month

IV.

KEY DUTIES & RESPONSIBILITIES OF THE ROLE

Business

To obtain the Title Deeds/Revenue Records/Encumbrance Certificate/Tax Receipts/Other Relevant Documents supporting the Ownership of the Property proposed to be given as Security to the Loan.

To independently review the title flow of the property by verifying the certified copies of the title deeds and generating the EC and revenue records, wherever the same are available online in the respective state's land records portal.

Preparation of Title Scrutiny Reports (TSR) after obtention of all the requisite documents to confirm that the TSR satisfies the business requirements of the Bank. To Verify the original Title documents on furnish OV report on the genuineness of the said documents. To draft/vet the Security documents for execution and registration.

To represent the Bank before Sub-Registrar for registration and cancellation of Security documents. To represent bank before SRO during purchase cases and collect OTC documents.

To collect documents from other banks/financial institutions on behalf of bank in BT cases. The legal officer will only verify the title documents received from other banks/FIs and confirms the same are in order.

Drafting/vetting/review of all kinds of credit documents including security documents for secured and unsecured facilities and advising the business/credit teams on suitable mode of creation of security.

To provide clarifications to general and legal queries to all the business and support verticals.

Liaise with Courts, Commercial courts, Arbitration Tribunals, DRTs, Legal Services Authorities, Panel Advocates, empaneled Recovery Agents, Consumer Fora etc. and ensure their good relationship with the Bank.

To train the business/credit officers on the various legal issues pertaining to mortgage of properties and to safeguard the security of the bank.

To undertake any specific assignment/work being assigned by the Regional Legal Manager.

Customer

Provide legal support by coordinating with Credit Collections Team in managing collections and recovery through legal and to liaison with panel advocates on cases filed against/ by the Bank before various Courts, Tribunals, Forums, etc.

Internal process

Adhere to timelines in reviewing of security documents and preparation of TSR and all the other Transaction Documents.

Adhere to timelines in obtaining maintaining TAT maintenance/reporting of MIS, submission of periodical Statements to Regional/Corporate Legal Department.

Learning & Performance

Research on existing and new legislations/amendments and proactively advise the corporate legal team and business teams about amendments in the state stamp duty, state land revenue records and its implication on business and to suggest changes in process/procedure in line with the amendments.

Ensure completion of mandatory training courses, goal-setting, midyear -review and annual appraisal process within specified timelines.

V.

MINIMUM REQUIREMENTS OF KNOWLEDGE & SKILLS

Educational

Qualifications

Graduation in Law from a recognized University.

Experience

2-6 (approx.) years of experience as a Legal Professional in Banks/ NBFCs or with a practicing advocate specializing in title searc

Certifications

NA

Functional Skills

1) Experience in legal matters relating to:
Transfer of Properties Act

Negotiable Instruments Act

Arbitration Act

SAFRAESI Act

Registration Act

Stamp Act

Regulatory & Statutory Compliance


2) Proficiency in drafting and vetting of legal documents.

Behavioral Skills

Ability to address issues during crisis

Problem solving & critical thinking

Negotiation skill

Establish standards of behaviour for others and motivates and empowers individuals.

Competencies

Influencing

Decision Making

Ability to address issues during crisis

VI.

KEY INTERACTIONS

INTERNAL

EXTERNAL

All Business and Credit verticals at Regions & Branches.

Legal Managers at Regional Offices.


External Legal Consultants, Law firms, Lawyers.

Various Courts of Law, Legal Services Authorities, Office of the Banking Ombudsman.

VII Assets Requirement Details

Desktop with

i5 configuration

Laptop with

i5 configuration

Laptop with

i7 configuration

MS office

Email EP2 + ATP + Mvision

Email Kiosk + ATP + Mvision + Archival

Email on phone

VPN

MS Team

Mobile

Bio Metric + MDM

No

Yes

No

Yes

No

Yes

No

No

No

No

No

VIII Application Access Requirement Details

S.N.

Application Name

Access Required

(Yes/No)

Type of Access

(Read/Write)

Remarks

(If Any)

1
2
3
4
5

Finpower

yes

Yes

yes