Job Description

The Role Responsibilities Strategy * To deliver the SC Capital Strategic priorities as agreed with the Group MT by rolling out and building the Retail Business in SC Capital grounds up Business * Managing the firm&rsquos Balance Sheet with

The Role Responsibilities Strategy To deliver the SC Capital Strategic priorities as agreed with the Group MT by rolling out and building the Retail Business in SC Capital grounds up Business Managing the firm&rsquos Balance Sheet with respect to Liquidity/ Funding, Capital, Interest Rate and FX risk to ensure that the firm is sufficiently funded and can withstand liquidity shocks to both the financial system as a whole, as well as those specific to the firm. Responsible for leading the development & implementation of the Treasury strategy including asset liability management, regulatory investments, transfer pricing, management of interest rate etc. Processes Manage day-to-day treasury activities such as cash flow management, long-term/short-term investment, risk management, implementation of treasury management systems to optimize efficiencies, etc Review & develop key treasury policies and processessuch as capital structure, liquidity management, risk management etc. Manage structured liquidity risk - measure and monitor liquidity position under normal operational conditions as well as stress scenario basis designed stress tests and contingency plans Manage asset/liability profile with a focus to reduce funding cost. Capitalize on arbitrage opportunities to reduce costs. Develop and maintain a liquidity limit infrastructure that is aligned to strong compliance with domestic and internal regulation thereby supporting/enhancing Credit Ratings. Undertake pricing, valuation, and behavioural analysis of all Balance Sheet products in order to ensure a fully integrated risk analysis along with middle office. Undertake continual analysis of the balance sheet, leading to recommendations on strategic hedges to protect and enhance NIM (Net Interest Margin) and overall financial performance along with middle office. Undertake impact analysis of business line product pricing proposals on NIM and Liquidity/Funding positions along with middle office. Definition of models and strategies to manage market risks arising from the book (i.e., interest rate risk, foreign currency risk, credit risk etc.) and development of strategies to maximize NIM while remaining within limits. This would include ensuring that there is a proper assessment of short term and long-term risks Develop, review, and improveliquidity contingency plans using ongoing analysis and monitoring of liquidity flows Maintain a Funds Transfer Pricing methodology on an ongoing basis which should consider international/domestic developments whilst also ensuring consistency with overall strategic business and economic objectives. Ensure there are appropriate and documented internal controls policies and procedures in place - monitoring regularly to incorporate local and group regulatory policy changes Be a change agent and drive and contribute pro-actively on the ALM/TM Technology Projects that are currently underway along with back office & middle office. Ensure compliance, audit issues, RBI Inspection are controlled, and that policy and procedures are well documented and adhered to. Have end to end understanding of the RBI guidelines relating to Liquidity & Capital Risk Management, Companies Act, SEBI guidelines, etc. People and Talent Will be the core team member of the SC Capital Management team Needs to be continuously collaborating and working with the Business, Operations, Finance, team, etc to ensure seamless work flow in relations to booking, accounting and reporting of borrowings. Risk Management To implement appropriate internal controls and operating risk management/monitoring processes and procedures within the unit for ensuring integrity of Liquidity, Capital, Interest & FX rate risk and compliance with related regulatory, group policies/standards Governance Be responsible owner and ensure compliances for all deliverables pertaining to the Treasury Market Function. The candidate will be directly answerable to the Board for all matters relating to Borrowings and Capital Regulatory & Business Conduct Display exemplary conduct and live by the Group&rsquos Values and Code of Conduct. Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. Lead the team] to achieve the outcomes set out in the Bank&rsquos Conduct Principles: [Fair Outcomes for Clients Effective Financial Markets Financial Crime ComplianceThe Right Environment.] . Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters. RBI, Companies Act, SEBI, PRA, etc. Key Stakeholders Internal MD and CEO Chief Financial Officer SC Capital Board Business Teams Other relevant Business and Functional teams External Auditors Regulators Vendors and other Consultants Our Ideal Candidate Chartered Accountant or Management graduate in finance/ economics with 10-12 years of relevant working experience. Knowledge of and experience in treasury/ ALM / hedging and risk management/ investment and portfolio management across banking or financial institutions Understanding of NBFC and financial markets Role Specific Technical Skills And Competencies Understanding of regulatory framework for NBFC Understanding of the local interest rate markets and how changes to RBI Policy, other Macro economic indicators will impact SC Capital&rsquos Funding costs Experience in working with Credit Rating agencies, Lenders, Market participants, Investors, auditors & internal stakeholders About Standard Chartered We're an international bank, nimble enough to act, big enough for impact. For more than 160 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can't wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion. Together we: Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do. Never settle , continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well. Be better together , we can be ourselves, be inclusive, see more good in others and work collectively to build for the long term. In line with our Fair Pay Charter , we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance , with flexible and voluntary benefits available in some locations. Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. Flexible working options based around home and office locations, with flexible working patterns. Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits. A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. Being part of an inclusive and values driven organisation , one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. Recruitment assessments - some of our roles use assessments to help us understand how suitable you are for the role you've applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process. Visit our careers website