Job Description

Job Title:

Loan Officer (Unsecured Loans)

Company:

Kerala Grameen Agro Producer Company Ltd (KGAPCO)

Location:

PMG, Thiruvananthapuram

Job Type:

Full-Time

:

The

Loan Officer

will be responsible for

loan disbursement, customer relationship management, and collection monitoring

(Note: This is not a microfinance role). The role involves both field and office work and requires a performance-driven mindset.

Key Responsibilities:

Handle loan disbursement, documentation, and collection activities. Conduct field visits for customer identification, verification, and follow-up. Achieve monthly and quarterly business targets. Maintain positive customer relationships and ensure satisfaction. Coordinate with branch and accounts departments for timely processing and recovery. Prepare and submit daily and periodic performance reports.

Requirements:

Qualification:

Plus Two

Experience:

Freshers can apply. Candidates with prior field experience will receive a

salary hike

.

Skills:

Strong communication, adaptability, and goal-oriented attitude.

Other Requirements:

Willingness to travel for field work. Candidates

must be based in Thiruvananthapuram District

(local candidates preferred).

Driving licence

is Mandatory.

Age Limit:

23 to 45 years.

Salary & Benefits:

Salary Range:

?12,000 - ?20,000 per month (based on experience and performance)

Incentives:

3 types of performance-based incentives

Additional Benefits:

Provident Fund (PF) Health Insurance Annual Bonus Travelling / Petrol Allowance Cell Phone & Internet Reimbursement Paid Sick Leave & Paid Time Off Career Growth Opportunities Performance Rewards and Recognition

Work Schedule:

Timing:

9:30 AM - 5:30 PM

Nature of Work:

Field and office work; target-oriented role

Job Types: Full-time, Permanent, Fresher

Pay: ?12,000.00 - ?20,000.00 per month

Benefits:

Cell phone reimbursement Commuter assistance Health insurance Internet reimbursement Paid sick time Paid time off Provident Fund
Work Location: In person