Job Description

Job Overview:

We are seeking a Loan Officer with prior banking experience and established connections with Direct Selling Agents (DSAs). The ideal candidate will be responsible for sourcing, evaluating, and managing loan proposals, ensuring smooth processing and relationship building with clients and partners.

Key Responsibilities:

Source and evaluate loan applications from businesses, industrialists, and individuals. Build and maintain relationships with DSAs, financial intermediaries, and other business partners. Assess borrower profiles, creditworthiness, and financial documents to recommend appropriate funding solutions. Coordinate with internal teams and financial institutions for loan approvals and disbursements. Achieve monthly and quarterly business targets set by the company. Ensure compliance with internal policies and regulatory requirements. Maintain up-to-date market intelligence on lending products, rates, and competitor offerings. Handle client queries and provide excellent post-disbursement service.
Required Qualifications & Skills:

Mandatory: Prior experience working in a bank or NBFC in a similar loan or credit role. Strong network and active connections with DSAs and financial intermediaries. Proven track record in loan origination, business loan processing, or secured/unsecured lending. Excellent communication, negotiation, and relationship management skills. Strong understanding of credit assessment, financial ratios, and lending documentation. Bachelor's degree in Finance, Commerce, Business Administration, or a related field (MBA preferred).
Compensation:

Competitive salary and performance-based incentives commensurate with experience.

Job Types: Full-time, Permanent

Pay: ?11,288.79 - ?28,865.37 per month

Work Location: In person