Job Description

Job Title: Loan Executive

Organization:

NFAD Co-operative Society

Branches:

Aimury / Kalamassery (EKM)

Job Type:

In-Person (Office + Field Work)

Office Time:

9:30 AM - 5:30 PM

Work Location:

Branch Office & Field Visits

Job Summary

NFAD Co-operative Society is seeking a dynamic and result-oriented

Loan Executive

to handle loan processing, customer acquisition, documentation, and field verification activities. The candidate must report daily to the branch office and perform both office and field-level operations.

Key Responsibilities

Identify and acquire new loan customers through field visits, references, and branch walk-ins. Explain loan schemes, interest rates, repayment terms, and eligibility criteria clearly to members. Collect and verify loan application documents. Conduct field verification of customer residence, workplace, and guarantors. Prepare and submit loan files for approval as per society norms. Coordinate with Branch Manager and Accounts Department for loan disbursement. Maintain accurate loan records and daily activity reports. Follow up with members for EMI collections and overdue payments. Ensure strict adherence to NFAD policies and documentation procedures. Attend review meetings and complete targets within deadlines.
Skills & Requirements

Graduate / Plus Two / Diploma (Any stream). Minimum

1 year experience

in loan / finance / banking / microfinance preferred. Good communication skills in Malayalam & basic English. Willing to do

field work

and travel within branch areas. Basic computer knowledge (MS Excel, Email, Documentation). Honest, disciplined, and target-driven attitude.
Working Hours

9:30 AM - 5:30 PM

Sunday / holiday as per NFAD Society norms.
Job Location

Aimury Branch

Kalamassery (EKM) Branch

Mode of work: In-Person - Daily office attendance mandatory along with field activities. Performance Expectations

Monthly loan disbursement targets must be achieved. Field verification accuracy and documentation quality will be reviewed regularly. Timely submission of daily and monthly reports.
Benefits

Attractive salary + performance incentives. Growth opportunities within NFAD Co-operative Society. Professional work environment.
Job Types: Full-time, Permanent

Pay: ₹12,254.01 - ₹29,714.83 per month

Benefits:

Health insurance Paid sick time
Work Location: In person