Job Description

Overview:

Experience:

6+ years in life insurance domain (Individual & Group)

Employment Type:

Full?time

Location:

Pune
Responsibilities:

Business Domain & Embedded/Bancassurance Expertise

+ Master the full life insurance value chain: new business, underwriting, admin, and claims.
+ Drive insurance embedding across bank and affinity ecosystems (bancassurance), enabling in?app, in?branch and API-based distribution
+ Translate business needs into product capabilities and technical specs.

Product Design & Development

+ Collaborate on life product structures (term, ULIPs, UL, VUL, annuity etc.), integration with distribution channels and embedding scenarios.
+ Produce functional specs, user stories, acceptance criteria, and test cases with modular design and configurability.

InsureMO Platform

+ Strong understanding of InsureMO platform capabilities/features and support Product team in aligning product specifications with InsureMO capabilities
+ Configure the full product lifecycle--library, APIs, backend workflows
+ Model multi-channel distribution (web, mobile, bancassurance, MGAs) via InsureMO's API?first microservices.

AI-driven Automation & Innovation

+ Lead integration of AI/ML capabilities for enhanced underwriting, claims, fraud detection, and customer engagement.
+ Pilot intelligent automation pipelines (OCR, text analytics) to reduce manual processing and boost decision accuracy.

Quality Assurance & Collaboration

+ Develop test scenarios (functional, regression, UAT) for both product and AI flows.
+ Ensure high-quality deliveries with stakeholder?driven acceptance.
+ Lead Agile ceremonies: sprint planning, backlog grooming, daily stand-ups, demos, retrospectives.
+ Collaborate on product backlogs, prioritize epics and user stories, and manage acceptance criteria.

Wireframing, Prototyping & Documentation

+ Develop wireframes, mock-ups, and prototypes with tools such as Balsamiq, Draw.io, Axure, or Figma.
+ Produce comprehensive BRDs/FRDs, functional specs, process flows, and training materials.

Knowledge Transfer & Documentation

+ Document product configuration, AI models, usage flows, and embedded channel specifics.
+ Provide training for business and technical teams; ensure knowledge continuity.


Qualifications:
6+ years in life/annuity insurance--product design, underwriting, policy admin. 2+ years of InsureMO or similar insurance middleware implementation. Proven experience in embedded/bancassurance distribution strategy. Demonstrated ability in AI/ML integration in insurance (underwriting, claims, document processing). Strong understanding of full insurance lifecycle and API/microservices architecture. Strong knowledge of Agile methodology with hands-on participation and backlog management. Certified BA credentials (e.g., CBAP, CCBA, ECBA, Agile certification) required. Skilled in wireframing, mock-ups, and prototyping using standard BA/UI tools. * Excellent stakeholder communication and analytical skills.