Job Description

Payments - TechnologyPune Corporate Office - Mantri
Posted On
29 Aug 2025
End Date
29 Aug 2026
Required Experience
6 - 8 Years



BASIC SECTION
Job Level


GB06


Job Title


Lead Software Architect - Payments - Technology, Issuance Tech, UPI Tech


Job Location
Country


India


State


MAHARASHTRA


Region


West


City


Pune


Location Name


Pune Corporate Office - Mantri


Tier


Tier 1




Skills
SKILL


SKILLS AS PER JD
Minimum Qualification


OTHERS


JOB DESCRIPTION

Job Purpose

BFL is building a POS acquiring for Merchants. The Objective of the individual/team is to deliver a cutting-edge experience in offline acquiring business. The team would closely coordinate and work with multiple project stake holders- Banks, Business COEs, Service, Operations and Finance functions.

Duties and Responsibilities

Responsibilities

- Switch expert and good experience working in BFSI industry




- Add, modify and configure devices on the switch. Knowledge of switch operations, monitoring procedures to strong control and eliminate errors.




- Good knowledge about administration of monitoring system on the switch, generating different requirements, files and reports from the switch.




- Experience in both issuing and acquiring process. Excellent understanding of Debit cards, prepaid cards, credit cards and payment technologies.




- Knowledge of POS switching, ISO 8583 messaging standard, EMV issuing and acquiring standard. Experience on VISA/Mastercard simulators.




- Security monitoring which also includes pushing of OS patches, switch patches and terminal related support.




- Work closely with infrastructure teams on stability improvement programs and general improvements to the environments.




- Manage and co-ordinate recurring issues and ensure long term resolution




- Participate in requirement and solution review process




- Complete understanding of Offline transaction flow and the entities involved in a transaction.




- Taking end to end ownership of partner onboarding, merchant tie-ups.




- Providing technical and functional expertise for integration and communication of POS terminals with Banks, interchanges and switches.




- Various methodologies for Fraud detection and fraud prevention strategies.






- Knowledge in supporting client migration plans, developing new solution offerings and working with internal and external stakeholders to provide optimal integration experience while addressing any technical concerns.




- API integration and testing on POS terminal.




- Identify and work with third party resources as necessary to support client integration needs.




- Strong understanding of payment processing infrastructure systems, technology, security standards and fraud prevention strategies.




- Review the technical solution, experience design and make sure the integration follows all the necessary guidelines.




- To provide technical leadership, oversight and planning for new features and functionality for the Retail environment/offline merchants




- Requires good software design and understanding, taking a lead role in working with business users, project managers and others working within BFL organization




- Hands on with technical tasks and project leading activities




- Proactively provide regular, clear and consistent communication on the status of projects, issues and deliverables to merchants/vendors/etc.




- Under limited supervision, performs technical and administrative work in supporting and maintaining the POS payment systems to clients/merchants




- Complete understanding of APIs including new product features and onboarding process


o Maintain communication with merchants and keep track of each step of the integration process|o Knowledge in supporting client migration plans, developing new solution offerings and working with internal and external stakeholders to provide optimal integration experience while addressing any technical concerns.



- API integration and testing on POS terminal.




- Identify and work with third party resources as necessary to support client integration needs.




- Strong understanding of payment processing infrastructure systems, technology, security standards and fraud prevention strategies.




- Review the technical solution, experience design and make sure the integration follows all the necessary guidelines.




- To provide technical leadership, oversight and planning for new features and functionality for the Retail environment/offline merchants




- Requires good software design and understanding, taking a lead role in working with business users, project managers and others working within BFL organization




- Hands on with technical tasks and project leading activities




- Proactively provide regular, clear and consistent communication on the status of projects, issues and deliverables to merchants/vendors/etc.




- Under limited supervision, performs technical and administrative work in supporting and maintaining the POS payment systems to clients/merchants




- Complete understanding of APIs including new product features and onboarding process


- Maintain communication with merchants and keep track of each step of the integration process




- Work closely with product team at BFL to make sure merchants have the best integration experience




- Technical skillsets should include: Good experience of working in JAVA




- Good understanding of REST APIs and the web in general.




- Strong knowledge of data structures, algorithms, enterprise systems, asynchronous architectures, and object-oriented programming




- Demonstrated experience with best SDLC practices: coding standards, reviews, code management, build processes, and testing




- Ability to diagnose and identify issues with API's, Code, Services, and Network


connectivity.





- Excellent communication skills along with strong presentation and data analytics skills.

Required Qualifications and Experience

- Bachelor of Technology/Master in Computer Applications


- Overall 6-8 years experience in Offline Merchant Acquiring Business and switching technologies.


- Experience in Integration of POS machines, troubleshooting


- Technology orientation and attitude to challenge status-quo.


- High degree of passion and self-belief.


- Collaborative work style to engage with peers & colleagues in other functions across the company.


- Exceptionally high motivational levels and a self-starter.


- Experience in cyber security threats and vulnerability fixes are huge plus


- Should possess the below skill sets:




- Stakeholder Management


- Excellent Communication & Interpersonal Skills


- Analytical & Problem Solving skills


8+ years