Job Description

1. Gold Audit & Verification:

Conduct regular and surprise gold audits at branches to verify physical gold stock against system records. Check purity, weight, and valuation of pledged gold ornaments as per company standards. Ensure proper documentation, storage, and security of gold assets. Report discrepancies, shortages, or excesses immediately to management and recommend corrective actions.

2. Financial & Operational Audit:

Review branch financial transactions, loan disbursements, and repayments for accuracy and compliance. Verify adherence to accounting procedures and internal controls. Evaluate loan files, KYC documentation, and policy compliance. Check cash management practices and ensure adherence to cash handling policies.

3. Compliance & Risk Control:

Assess branch operations for compliance with RBI regulations, company policies, and audit standards. Identify process gaps, fraud indicators, and operational risks. Suggest improvements for internal control systems to minimize risks.

4. Reporting & Documentation:

Prepare detailed audit reports with observations, findings, and recommendations. Submit timely audit summaries to senior management. Follow up on corrective actions and ensure compliance closure.

5. Coordination & Training:

Coordinate with Branch Managers and Regional Heads during audits.
Job Types: Full-time, Permanent

Pay: ₹9,740.80 - ₹43,038.77 per month

Benefits:

Cell phone reimbursement Paid sick time Paid time off Provident Fund
Work Location: In person