Job Description

We are looking for a knowledgeable and detail-oriented

General Insurance Underwriter

to assess risks and determine appropriate insurance coverage, terms, and premiums. The ideal candidate will have a

good understanding of general insurance products ( property, health, liability, Employee Benefits etc.)

and underwriting principles.

Key Responsibilities

Evaluate and assess risks for general insurance proposals . Analyse application forms, supporting documents, previous claims history, and creditworthiness of clients. Determine coverage terms, premium amounts, policy conditions, and exclusions. Communicate with agents, brokers, or direct clients to obtain additional information if required. Ensure adherence to underwriting guidelines, company policies, and regulatory compliance. Collaborate with other departments such as claims and sales to provide appropriate insurance solutions. Maintain up-to-date knowledge of insurance products, market trends, and competitor offerings. Monitor portfolio performance, analyse risk exposure, and recommend pricing or product adjustments. Assist in developing and improving underwriting processes and systems. Handle renewal underwriting and portfolio analysis. Bachelor's degree in Insurance, Business, Finance, or a related field.

1-2 years of experience

in general insurance underwriting. Sound knowledge of underwriting principles, general insurance products, and risk assessment. Strong analytical and decision-making skills. Excellent verbal and written communication skills. Attention to detail and high level of accuracy.

Proficiency in MS Office

and insurance-related software platforms.
Job Types: Full-time, Permanent

Benefits:

Health insurance Life insurance
Work Location: In person