Job Description

Key Responsibilities:

Evaluate and analyze insurance applications (Health, Life, or General Insurance) based on risk assessment principles. Interpret financial documents, medical reports, and risk factors to determine the insurability of individuals or businesses. Collaborate with insurance partners to obtain quotes, negotiate terms, and finalize policies. Recommend coverage terms, premiums, and policy conditions in line with company and insurer guidelines. Maintain strong relationships with insurers, internal sales/support teams, and clients. Ensure all underwriting decisions comply with internal policies and external regulatory (e.g., IRDAI) guidelines. Assist in renewals, endorsements, and policy modifications as needed. Maintain accurate underwriting records and regularly update data on CRM or internal systems. Provide technical support during claim assessments, where applicable.

Requirements:

Bachelor's degree in Insurance, Business, Finance, or a related field. 2-5 years of experience as an underwriter in a broker, insurer, or TPA setting. Knowledge of underwriting principles across at least one major line of insurance (Health, Life, Property, Liability, etc.). Familiarity with regulatory norms (especially IRDAI) and insurer underwriting guidelines. Proficiency in MS Office and insurance underwriting or CRM tools. Strong analytical, negotiation, and communication skills.
Job Type: Full-time

Pay: ?20,000.00 - ?42,000.00 per month

Benefits:

Cell phone reimbursement Health insurance Paid sick time Paid time off Provident Fund
Work Location: In person

Speak with the employer

+91 9971554263