Honeybee Retail Credit Risk

Year    Kolkata, West Bengal, India

Job Description



  • The role entails supporting the Credit Risk team of a global bank, in analysing their retail lending products (such as mortgages, credit cards, loans and overdrafts)
  • Supporting loan origination activities such as loan approvals/declines, credit line assignment, risk-based loan pricing, limit setting, loan loss modelling, line increase/decrease, etc.
  • Credit risk management of the assigned retail portfolio and performing loan analytics (such as stress testing, sensitivity analysis)
  • Suggesting and providing support during implementation of credit strategies across the loan life cycle (from origination to recovery/collection)
  • Creating interactive dashboards to visually represent and review key metrics and performance/trends for the underlying retail lending portfolio
  • Generating MIS, business insights and highlighting portfolio hotspots by deploying available data and applying statistical tools/techniques
  • Regular interaction with the client to discuss loan origination/management strategies, visualisation dashboards as well as workflow
Engage with client teams proactively and identify opportunities for standardization of processes to bring in effectiveness and gain efficiency

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Job Detail

  • Job Id
    JD3074209
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Kolkata, West Bengal, India
  • Education
    Not mentioned
  • Experience
    Year