Head Of Risk Consumer Finance

Year    KA, IN, India

Job Description

Job Title: Head of Risk Management




Location: Bangalore




Employment Type: Full-Time




Industry: Financial Services / NBFC / Banking







Position Overview







We are seeking an experienced and forward-thinking Risk Head to lead the design, development, and implementation of an enterprise-wide risk management framework. The incumbent will play a critical role in identifying and mitigating risks across credit, operational, and compliance domains, ensuring alignment with regulatory standards and business growth objectives. This is a strategic leadership position for someone who thrives in a fast-paced financial environment and can drive a risk-aware culture across the organization.





Key Responsibilities







Develop and execute a robust, company-wide risk management strategy aligned with business objectives and regulatory mandates




Oversee risk identification, evaluation, and mitigation across credit, operational, and compliance domains




Monitor and respond to emerging credit risks (e.g., fraud patterns, identity theft) and recommend proactive measures




Lead portfolio monitoring, stress testing, and forecasting of expected credit losses to manage default risk




Utilize advanced analytics, AI, and machine learning tools to strengthen risk models, fraud detection systems, and early-warning mechanisms




Deliver clear, data-driven risk reports to senior leadership and the board, highlighting emerging trends, portfolio performance, and key risk indicators




Build and embed a risk-aware culture through continuous training, internal communication, and stakeholder engagement




Candidate Profile




Educational Qualifications:







Masters degree in Finance, Economics, Risk Management, or related discipline





Professional Experience:







At least 10 years of experience in risk management, with a minimum of 3 years in a leadership role




Prior experience in NBFCs, banking, or financial services is essential




Deep understanding of credit, operational, and regulatory risk in the Indian financial ecosystem




Familiarity with RBI regulatory guidelines and risk governance frameworks




Technical & Behavioral Competencies:







Proficient in risk and data analytics tools; exposure to Python and SQL is an advantage




Strong analytical and decision-making skills, with the ability to interpret financial data and macro trends




Demonstrated ability to scale businesses while managing risk exposure




* Resilient leader with a track record of long tenures and meaningful contributions in prior roles

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Job Detail

  • Job Id
    JD3813095
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    KA, IN, India
  • Education
    Not mentioned
  • Experience
    Year