The Group Credit Officer in Rajahmundry will be responsible for assessing creditworthiness and managing credit risk for group lending activities. This role involves evaluating loan applications, conducting site visits, and ensuring compliance with lending policies and regulations. Responsibilities:
Evaluate loan applications and assess creditworthiness of borrowers.
Conduct site visits and verify information provided by applicants.
Analyze financial statements and assess repayment capacity.
Monitor loan portfolios and identify potential risks.
Ensure compliance with lending policies and regulations.
Prepare credit reports and recommendations.
Manage and mitigate credit risk.
* Maintain relationships with borrowers and branch staff.
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