Key Roles & Responsibilities:
Source and onboard customers for gold loan products
Verify customer identity, KYC documents, and eligibility
Appraise gold ornaments for purity, weight, and value
Calculate eligible loan amount as per LTV norms
Prepare loan documents, pledge forms, and agreements
Disburse loans and explain interest rates, tenure, and repayment terms
Ensure secure handling, packing, and storage of pledged gold
Maintain accurate records and update loan management systems
Monitor repayments, follow up on dues, and support renewals
Adhere to RBI guidelines, internal controls, and audit requirements
Skills & Requirements:
Knowledge of gold appraisal and basic banking/NBFC operations
Good communication and customer service skills
Attention to detail and integrity in handling valuables
Basic computer knowledge and documentation skills
Job Type: Full-time
Work Location: In person
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