to join our core product engineering team. You will play a pivotal role in designing and developing a secure, scalable and high-performance platform for automating the entire loan lifecycle--from customer on boarding and credit appraisal to disbursement, repayment, compliance, and reporting. This is a strategic role that demands strong architecture skills, hands-on coding capabilities and a deep understanding of financial workflows.
Key Responsibilities
1.
Design & Architecture
: Collaborate with business and product teams to define system architecture for LOS & LMS tailored for gold loan workflows.
2.
Full Stack Development
: Build scalable front-end interfaces using Angular and back-end services with Node.js/Nest.js with real-time capabilities.
3.
Database Design
: Model complex financial data using SQL & MongoDB, ensuring data integrity, auditability, and compliance readiness.
4.
Workflow Automation
: Develop modules to manage customer KYC, gold valuation, risk profiling, loan disbursement, repayment tracking, and closures.
5.
Integrations
: Implement third-party integrations for eKYC, PAN/Aadhaar validation, credit bureau APIs, payment gateways, SMS/email services, and compliance APIs.
6.
Security
: Ensure secure coding practices, encryption of sensitive data, and role-based access control (RBAC).
7.
Testing & Quality
: Write unit, integration, and end-to-end tests to ensure reliability and stability.
8.
DevOps & CI/CD
: Collaborate with DevOps teams for deployments, containerization using Docker, monitoring, and performance tuning.
9.
Mentorship
: Mentor junior developers, perform code reviews, and enforce coding best practices.
Required Skills
Strong hands-on experience with the MEAN Stack:
SQL
Mongo DB,
Express.js, Angular (v16+)
Node.js (preferably with Nest.js)
1. Proven experience in building financial applications, preferably for NBFCs, MFIs, or FinTechs.
2. Deep understanding of loan lifecycle, KYC norms, NBFC regulations, and RBI compliance.
3. Experience with role-based systems, workflow engines, and document management modules.
4. Hands-on experience with RESTful APIs, JWT/Auth guards, WebSockets, and microservices architecture.
5. Familiarity with CI/CD pipelines, Docker, Git, and deployment on cloud platforms such as AWS, Azure, or GCP.
6. Strong knowledge of JavaScript/TypeScript, RxJS, and Observables in Angular.
7. Knowledge of agile methodologies and comfort working with tools like Jira and Confluence.
Preferred Qualifications
Experience working on FinTech platforms.
Exposure to accounting, interest computation, penal charges, rescheduling, and NPA handling.
Familiarity with mobile-first design and Progressive Web App (PWA) implementations.
Working knowledge of PostgreSQL or MySQL.
Education
Bachelor's or Master's degree in Computer Science, Information Technology or in a related field.
Why Join Us ?
Be part of a mission-critical project digitizing lending for one of the fastest-growing NBFCs.
Opportunity to architect enterprise-grade platforms from the ground up.
Collaborative, fast-paced, innovation-driven work culture.
Competitive compensation and performance-based growth.
Job Types: Full-time, Permanent
Pay: ?50,000.00 - ?100,000.00 per month
Benefits:
Health insurance
Leave encashment
Provident Fund
Schedule:
Day shift
Weekend availability
Supplemental Pay:
Yearly bonus
Work Location: In person
Application Deadline: 10/07/2025
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