Job Description

Company Description
L&T Finance Limited (LTF), headquartered in Mumbai and part of the illustrious L&T group, is a leading upper layer Non-Banking Financial Company ("NBFC") in India, offering lending options and catering to diverse financing needs of both urban and rural segments.
LTF has secured the highest credit rating-'AAA', from 4 leading rating agencies. Additionally, LTF has also received top-notch ESG Ratings, reflecting its commitment to sustainability. The company operates through a wide network of branches across India, ensuring widespread accessibility to financial services and catering to the diverse financial needs of individuals/communities across geographies. The company actively drives financial inclusion by extending its products and services to society's underserved and marginalised communities.
LTF is deeply committed to upholding the legacy of its parent company, Larsen and Toubro Limited (L&T). The L&T Group, a respected name in India's private sector for over eight decades, is characterised by professionalism and high standards of corporate governance. L&T is engaged in core, high-impact sectors of the economy and integrated capabilities that span the entire spectrum of 'design to delivery'. L&T has also played a vital role in significant projects of national importance such as the Ayodhya Ram Temple, ISRO's Chandrayaan 3 mission, the Statue of Unity, Kempegowda International Airport and the Mumbai Trans Harbour Link, among others.

We are hiring motivated and hardworking individuals for Field Loan Officer (FLO), Collection Officer (FCO), and Field Sourcing Officer (FSO) positions across multiple locations in Gujarat. If you are looking to build a rewarding career in finance and sales, this opportunity is for you!
Job Role & Responsibilities

• Manage field sales, loan sourcing, and collections in your assigned area.
• Build and maintain strong relationships with customers.
• Ensure timely collections and achieve monthly sales targets.
• Provide excellent customer service while maintaining company standards.
• Report daily/weekly performance and market feedback to the manager.

Compensation & Benefits

• Salary Range: ₹16,000 - ?18,500 per month (?1.8 - 2.2 LPA CTC)
• Incentives: Attractive performance-based incentives up to ₹40,000/month
• Allowances: Petrol allowance up to ₹4,000/month
• Insurance & Benefits:

• Group Mediclaim: ₹1 Lakh (Self, Spouse & Children)
• Group Personal Accident Insurance: ₹20 Lakhs
• Group Term Life Insurance: ₹10 Lakhs
• Free Annual Health Check-ups

? Eligibility Criteria

• Education: Graduates preferred (HSC candidates only if experienced in sales/microfinance).
• Experience: Freshers welcome; minimum 6 months of relevant experience preferred.
• Age: 20 - 31 years.
• Local Candidates Only: Must belong to the job location.
• Other Requirements:

• Must own a bike with a valid driving license.
• Willing to report in early morning sessions.

Available Job Locations (Gujarat)
Botad | Ahesana | Dwarka | Anand | Devgadh Baria | Godhra | Rajkot | Vadodara Urban | Halol | Idar | Bharuch | Padra | Kheda | Dahod | Surat | Valsad | Santrampur
Why Join Us?

• Excellent growth opportunities in the financial services sector.
• Transparent incentive structure with high earning potential.
• Comprehensive insurance and family health benefits.
• Strong support system and training for new joiners.

Interested candidates can apply by sharing their updated resume along with location preference.
Qualifications

• Education: Graduates preferred (HSC candidates only if experienced in sales/microfinance).
• Experience: Freshers welcome; minimum 6 months of relevant experience preferred.
• Age: 20 - 31 years.
• Local Candidates Only: Must belong to the job location.
• Other Requirements:

• Must own a bike with a valid driving license.
• Willing to report in early morning sessions.

Additional Information

• Education: Graduates preferred (HSC candidates only if experienced in sales/microfinance).
• Experience: Freshers welcome; minimum 6 months of relevant experience preferred.
• Age: 20 - 31 years.
• Local Candidates Only: Must belong to the job location.
• Other Requirements:

• Must own a bike with a valid driving license.
• Willing to report in early morning sessions.

Skills Required