Job Description

About You

We\'re looking for a Financial Crime Team Leader with specific understanding around Financial Crime prevention and AML requirements. This role is to ensure Tide is taking all the required actions to prevent financial crime such as: money laundering, terrorist financing, fraud, bribery and corruption. The Financial Crime Team leader will be responsible for the day to day management of a number of analysts conducting investigations and submitting SARS to the NCA.

The role will be based in Tide\'s second line of defense and sit within the investigation and reporting team. It will report into Tide\'s Investigations and Reporting Manager.

The Financial Crime Team leader must be aware of UK regulatory requirements and be aware of how SARs are submitted and the format they are written in. Any experience of submitting them personally would also be a bonus. You will review processes, ensuring they are of the highest quality and support investigations for complex cases. When required, you will advise and guide analysts on cases, conduct assurance on a variety of processes within Financial Crime and suggest improvements to existing controls and processes where you see fit. You will be managing a team of analysts and will be responsible for their growth.

Some of the things you\'ll be doing:

• Conducting investigations into a variety of financial crime types;
• Reviewing Suspicious Activity Reports (SARs) before submission to the NCA database;
• Ensuring effective Subject Matter Expert visibility, understanding the organization\'s financial crime threats, risks and overall control maturity;
• Leading assessment and improvement of adequate procedures to ensure effective prevention of financial crime, including anti-bribery and corruption and failure to prevent facilitation of tax evasion;
• Providing guidance to the Financial Crime team on scope and content of financial crime reviews, and be a point of liaison with the business during monitoring reviews as required;
• Providing AML advisory support to the company and assist in handling enquiries from other financial institutions as well as the law enforcement and regulatory authorities;
• Giving input to improve processes and increase efficiencies;
• Participating in the management and ongoing enhancement and development of the Global AML/CTF policies and procedures as necessary to ensure changes in the regulatory and the business environment are addressed;
• Implementing and ensuring timely compliance of new or revised standards and regulatory changes;
• Participating in the talent acquisition process, which may include recruitment, interviewing, and hiring of qualified job applicants;
• Assisting the Financial Crime manager with other financial crime related tasks and projects as required;

What you\'ll get in return:

Make work, work for you! We are embracing new ways of working and support flexible working arrangements. With our Working Out of Office (WOO) policy, our colleagues can work remotely from home or anywhere in their home country. Additionally, you can work from a different country for 90 days of the year. Plus, you\'ll get:

• Competitive salary
• Self & Family Health Insurance
• Term & Life Insurance
• OPD Benefits
• Mental wellbeing through Plumm
• Learning & Development Budget
• WFH Setup allowance
• 15 days of Privilege leaves
• 12 days of Casual leaves
• 12 days of Sick leaves
• 3 paid days off for volunteering or L&D activities
• Stock Options

You\'ll be a great fit if:

• You have 2+ years of experience managing or providing supervisory support to Financial crime analysts
• You have 2+ years of experience ensuring direct reports are proactively implementing policies, procedures, processes and methodologies to support organizational objectives and risk mitigation
• You have specifically worked in an environment related to SARs reporting and financial crime risks prevention
• You have excellent verbal, written, and interpersonal communication skills in English
• You must be self-motivator and self-starter
• You are focused on regulations and risks Tide would face.
• You possess exceptional listening and analytical skill
• You are able to multitask and successfully operate in a fast paced, team environment.
• You must adapt well to change and successfully set and adjust priorities as needed
• CAMS or ICA certifications held by the candidate would be a bonus.

Who are Tide?

We\'re the UK\'s leading provider of smart current accounts for sole traders and small companies. We\'re also on a mission to save business owners time and money on their banking and finance admin so they can get back to doing what they love - for too long, these customers have been under-served by the big banks.

Our offices are in London, UK, Sofia, Bulgaria, Hyderabad and Gurugram, India, where our teams are dedicated to our small business members, revolutionizing business banking for SMEs. We are also the leading provider of UK SME business accounts and one of the fastest-growing fintechs in the UK.

We\'re scaling at speed with a focus on hiring talented individuals with a growth mindset and ownership mentality, who are able to juggle multiple and sometimes changing priorities. Our values show our commitment to working as one team, working collaboratively to take action and deliver results. Member first, we are passionate about our members and put them first. We are data-driven, we make decisions, creating insight using data.

We\'re also one of LinkedIn\'s top 10 hottest UK companies to work for.

Here\'s what we think about diversity and inclusion\xe2\x80\xa6

We build our services for all types of small business owners. We aim to be as diverse as our members so we hire people from a variety of backgrounds. We\'re proud that our diversity not only reflects our multicultural society but that this breadth of experience makes us awesome at solving problems. Everyone here has a voice and you\'ll be able to make a difference. If you share our values and want to help small businesses, you\'ll make an amazing Tidean.

A note on the future of work at Tide:

Tide\'s offices are beginning to open for Tideans to return on a voluntary basis. Timelines for reopening will be unique for each region and will be based on region-specific guidelines. The health and well-being of Tideans and candidates is our primary concern, therefore, for the foreseeable future, we have transitioned all interviews and onboarding to be conducted via Zoom.

Once offices are fully open, Tideans will be able to choose to work from the office or remotely, with the requirement that they visit the office or participate in face-to-face team activities several times per month.

#LI-AJ1

Tide Platform