. The role involves coordinating with banks, ensuring compliance with sanctioned limits, managing working capital, and supporting smooth treasury operations.
Key Responsibilities
Banking & Treasury Operations
Manage
fund-based limits
(Cash Credit, Overdraft, Term Loans, Packing Credit, Buyer's Credit)
Manage
non-fund-based limits
(Letter of Credit, Bank Guarantee - performance & financial)
Monitor utilization of bank limits and ensure compliance with sanction terms
LC & BG Management
End-to-end handling of
LC opening, amendments, retirement, and closure
Coordination with banks for
import/export LCs
Preparation, verification, and submission of
LC & BG documentation
Tracking validity, margins, commission, and expiry of LCs and BGs
Credit Control & Working Capital
Monitor customer credit limits and outstanding receivables
Bank Coordination & Documentation
Liaise with bankers for day-to-day transactions and operational requirements
Prepare and submit
stock statements, CMA data, QIS, and MIS
to banks
Maintain proper documentation for bank audits and inspections
Compliance & Reporting
Ensure compliance with RBI guidelines and bank covenants
Prepare treasury-related MIS reports for management
Track interest costs, bank charges, and optimize fund utilization
Qualifications & Skills
Education
Bachelor's degree in Commerce / Finance
CA-Inter / CMA-Inter / MBA (Finance) preferred
Experience
3-5 years of relevant experience in
treasury, banking, or finance operations
Strong exposure to fund-based & non-fund-based facilities
Technical Skills
In-depth knowledge of
LC, BG, bank limits, and credit control
Experience working with multiple banks
Proficient in MS Excel and ERP systems (SAP / Oracle / Tally)
Soft Skills
Strong coordination and follow-up skills
Attention to detail and documentation accuracy
* Good communication and negotiation skills
Beware of fraud agents! do not pay money to get a job
MNCJobsIndia.com will not be responsible for any payment made to a third-party. All Terms of Use are applicable.