Job Description

This role is for one of our clients

Industry: Finance
Seniority level: Mid-Senior level

Min Experience: 5 years
Location: Mumbai
JobType: full-time
We're seeking a detail-oriented and driven finance professional to take ownership of our banking operations, treasury support, and cash flow management processes. This role will serve as a critical link between internal finance teams and external banking partners, ensuring seamless execution of payments, compliance with borrowing covenants, and efficient liquidity management across the organization. If you have a passion for operational accuracy, process improvement, and financial control, this role offers the ideal platform to expand into full-spectrum treasury responsibilities.

Key Responsibilities

Banking Operations & External Coordination

Execute and monitor daily banking transactions, fund transfers, and reconciliations.
Act as the point of contact for all banking-related queries, documentation, and digital platform access.
Manage the lifecycle of bank accounts (opening/closure) and ensure KYC, signatories, and compliance requirements are up-to-date.
Coordinate and submit periodic reports like stock statements, FFRs, and covenant-related disclosures.

Cash Flow & Liquidity Oversight

Monitor intra-day and weekly fund positions across business units.
Forecast short-term liquidity requirements and ensure optimal fund allocation.
Minimize idle cash by managing internal fund transfers and planning fund utilization across banking relationships.

Debt Management & Credit Facility Monitoring

Track working capital limits (OD, WCDL, TL) and ensure timely utilization reporting.
Support documentation and bank coordination for credit line renewals, modifications, and new facilities.
Maintain a tracker for repayment schedules, interest servicing, and covenant compliance.

Payment Execution & Governance

Coordinate end-to-end payment cycles across vendors, payroll, and statutory dues via banking platforms.
Maintain and update approval workflows, payment logs, and trackers.
Ensure accurate mapping of transactions for accounting reconciliation and ledger integrity.

Reporting & Audit Readiness

Prepare consolidated reports on cash/bank positions, interest charges, and debt utilization.
Lead monthly bank reconciliations and investigate discrepancies.
Support external and internal audits by providing documentation on treasury transactions and bank communications.

What We're Looking For

3-5 years of hands-on experience in treasury, finance operations, or banking coordination.
Familiarity with working capital financing, CMA data preparation, and banking compliance.
Strong command over Excel; working knowledge of Tally, SAP, or other ERP systems.
Highly organized with an eye for detail and comfort handling complex reconciliations.
A self-starter who can work independently and manage critical deadlines without supervision.

Bonus Points For:

Experience with bank guarantees, letters of credit, and trade finance instruments.
Prior exposure to managing multi-entity cash flows and fund pooling.
An ambition to grow into a broader treasury, risk, or corporate finance role.