Minimum 3-5 years in Automobile financing/banking/NBFC sector
Job Summary
We are seeking an experienced automobile financier to manage and facilitate vehicle loan processes, maintain relationships with banks/NBFCs, and ensure smooth financing solutions for customers. The candidate should have deep knowledge of automobile finance policies, loan documentation, and credit evaluation.
Key Responsibilities
Handle the end-to-end vehicle financing process for customers (car).
Build and maintain strong relationships with banks, NBFCs, and financial institutions.
Guide customers regarding loan options, interest rates, EMI structures, and eligibility.
Manage documentation, KYC, credit checks, and disbursement procedures.
Ensure compliance with company policies, RBI guidelines, and finance norms.
Achieve monthly finance penetration and target conversions.
Negotiate with financial institutions for competitive loan schemes and approvals.
Assist sales team in converting prospects into buyers by offering tailored finance solutions.
Handle customer queries, resolve loan approval issues, and ensure quick turnaround time.
Monitor collections and support the recovery of overdue accounts if required.
Key Skills Required
Strong knowledge of automobile financing products & market trends.
Good understanding of credit policies, loan documentation, and approval procedures.
Excellent communication, negotiation, and relationship-building skills.
Proficiency in MS Office and finance-related software.
Strong network with banks and NBFCs in automobile finance.
Qualifications
Graduate / Post-Graduate in Finance, Business Administration, or a related field.
Minimum 3-5 years of relevant experience in the automobile finance/banking/NBFC sector.
Proven track record of achieving finance penetration targets.
Job Types: Full-time, Permanent
Pay: ₹11,419.72 - ₹16,000.00 per month
Benefits:
Cell phone reimbursement
Health insurance
Provident Fund
Work Location: In person
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