Job Description

Role Description

Designation:

Sales Officer

Grade:

EB-1 - Officer / EM-2 - Assistant Manager

Legal Entity:

Equitas Small Finance Bank

Business Unit:

Retail Assets

Division:

Inclusive Banking

Department:

Retail Mortgages

Location:- Chennai

Travel Required:

Yes

Level of Travel:

Extensive

Role Level:

Individual Contributor

Purpose of the Role

To ensure high-quality sourcing and processing of

Loan Against Property (LAP)

and

Housing Finance (HF)

for both

existing

and

open market customers

, with ticket sizes ranging from ?10 lakh to ?50 lakh/?1 crore. The role must align with company policies and ensure adherence to processes, while delivering on performance expectations.

Key Responsibilities

Sourcing of LAP & Housing Finance through

connectors (DSAs)

and

self-sourcing efforts

Empaneling new connectors

to expand business sourcing for LAP & HF Conducting

income assessments, field visits

, and document verification for LAP & Micro Housing loans Tracking and ensuring

timely loan repayment

from customers Act as a

high-performing individual contributor

and demonstrate strong

team collaboration

Support in

building and nurturing the local team

to align with branch capacity and budget targets Generate and convert leads from

existing customer base

seeking LAP/HF solutions Deliver consistent service in line with

Equitas' product offerings

and credit policies Ensure end-to-end handling of the

loan application, documentation, and disbursement follow-up

Desired Experience

Experience Range:

1-3 years

Industry Background:

Banks, NBFCs, or Housing Finance Companies

Relevant Experience:

Sourcing and processing of LAP and Housing Finance products

Languages:

Fluency in

regional language

of the location applied for Working knowledge of

English

Knowledge of

additional regional languages

is a plus

Computer Skills:

Proficiency in

MS Excel

(report analysis) Comfortable using

email

and basic written communication in English

Qualifications

Graduation:

Any Graduate

Post-Graduation:

MBA or Postgraduate degree preferred (not mandatory)

Professional Certifications:

Not mandatory
Job Types: Full-time, Permanent

Pay: ?25,000.00 - ?35,000.00 per month

Benefits:

Health insurance Paid time off Provident Fund
Experience:

Loan against Property: 1 year (Required) house finance: 1 year (Required)
Work Location: In person