Job Description

A Microfinance (MF) Field Officer plays a crucial role in facilitating financial services for underserved communities. Their responsibilities typically include:

- Field Officer (Microfinance)

Key Responsibilities:

1. Client Acquisition & Relationship Management:

Identify and enroll potential clients for microfinance services.

Conduct field visits to assess borrower needs and financial stability.

Build strong relationships with customers to ensure long-term engagement.

2. Loan Processing & Disbursement:

Educate clients on loan products, repayment terms, and financial discipline.

Collect necessary documents and verify borrower eligibility.

Assist in loan approval and ensure timely disbursement.

3. Repayment Monitoring & Collection:

Regularly follow up with borrowers for repayments and prevent defaults.

Conduct group meetings (if applicable) to reinforce financial literacy.

Address repayment challenges and recommend solutions

4. Risk Management & Compliance:

Conduct background checks to minimize risks.

Ensure compliance with company policies and regulatory guidelines.

Report any fraudulent activities or policy violations.

5. Reporting & Documentation:

Maintain accurate records of clients, loans, and repayments.

Prepare periodic reports on portfolio performance and field activities.

Provide feedback to management on field challenges and opportunities.

Skills & Qualifications:

Education: Minimum HSC/Graduate.

Experience: 1-3 years of experience in banking / Society / NBFC / Nidhi/ any other Finance Companies.

Skills:

Strong communication and interpersonal skills.

Good knowledge of local geography and community behavior.

Basic financial literacy and documentation skills.

Ability to ride a two-wheeler

Work Environment:

Extensive travel within assigned areas.

Interaction with clients, communities, and branch offices.

Flexible working hours based on field requirements

Green Safe Multistate Agriculture Cooperative Society Ltd Building No552, MCP Associates BuildingKolenchery Junction, Near St.Peter's CollegeKolenchery, Ernakulam 682311

Job Types: Full-time, Permanent

Pay: Up to ?18,000.00 per month

Benefits:

Health insurance * Provident Fund