Job Description

Manage and administer FICO systems platform, including scorecard implementation, rules configuration, and system optimisation Translate business requirements into FICO configurations, develop new decision strategies, and implement credit risk origination strategies Utilise FICO's built-in testing capabilities to validate rule changes, scorecard implementations, and system configurations before deployment Create and maintain reports to evaluate system performance, monitor scorecard effectiveness, and support champion/challenger testing strategies Work closely with Risk, IT, and Business teams to enhance credit risk processes and ensure regulatory compliance Interface with FICO technical teams and manage platform relationships to ensure Ford Credit requirements are met Lead multiple large-scale projects within aggressive timelines, managing stakeholder expectations and delivering high-quality solutions Identify opportunities to improve decision system effectiveness and efficiency within the automotive lending context Engage and communicate effectively with project stakeholders and their teams to actively participate in key projects & initiatives

Desirable:


FICO systems experience strongly preferred Automotive finance or consumer lending background Experience with regulatory compliance requirements (FCA, PRA guidelines) Knowledge of Ford Credit or automotive manufacturer finance operations Previous experience transitioning from vendor-managed to in-house platforms Champion/challenger testing methodology experience

Essential:


OVERALL 5+ years experience working with decision systems platforms (FICO systems, Provenir, SDS/PowerCurve, etc.) Programming proficiency in Python, SAS, or SQL (multiple languages advantageous) Advanced coding skills in R, Python, Java, or SQL System testing expertise: Proficiency with testing capabilities within decision management platforms STEM degree (Mathematics, Statistics, Computer Science, Engineering) or equivalent experience Knowledge and understanding of analytical model development, credit bureau data, and financial services Knowledge of lending landscape and various in-house and outsourced systems, applications & services used by Decision Systems Strong analytical, problem-solving and organisational skills with attention to detail Ability to work and adapt in fast-changing environment with tight delivery timelines Ability to manage multiple large-scale projects Strong verbal and written communication skills * Able to network and build strong relationships with internal and external peer groups