, coverage, and eligibility of insured members in the system.
Assess and evaluate
medical details provided by hospitals as per insurance policy terms, internal SOPs, and IRDA guidelines.
Coordinate with hospital authorities
to obtain required documents or clarifications.
Liaise with
insurance companies or medical officers
for case approvals or escalations.
Prepare and send
authorization letters
or denial letters within defined timelines.
Monitor and track ongoing hospitalization cases
, ensuring timely updates and approvals for enhancement requests.
Maintain accurate documentation and update case status in the TPA system.
Support the
claims team
in the final settlement process after patient discharge.
Ensure compliance with
IRDA regulations
, TAT (Turnaround Time) standards, and organizational policies.
Handle
customer queries
(patients, hospitals, or insurers) with professionalism and empathy.
Qualifications and Skills:
Education:
Graduate in any discipline
Experience:
1-3 years of experience in cashless operations, claims processing, or hospital billing (TPA/Health Insurance industry preferred).
Technical Skills:
Knowledge of health insurance processes and terminology.
Familiarity with TPA software / hospital management systems.
Proficiency in MS Office (Word, Excel, Email).
Soft Skills:
Strong communication and coordination skills.
Good analytical and decision-making ability.
Attention to detail and accuracy.
Ability to work under pressure and meet tight deadlines.
Customer service orientation.
Key Performance Indicators (KPIs):
Turnaround time (TAT) for pre-authorization and enhancement requests.
Accuracy in processing cashless approvals/denials.
Compliance with policy and IRDA guidelines.
Customer (hospital/patient) satisfaction level.
Reduction in case escalations or rework.
Job Types: Full-time, Permanent
Pay: ?20,000.00 - ?25,000.00 per month
Benefits:
Health insurance
* Provident Fund
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