Job Description

Creating a better online experience with cookies. We care about your experience online, that's why we use cookies to make sure our website runs smoothly while personalising your visit for your ease of use and convenience. To choose what cookies you want to accept, select "Manage cookies". To accept all cookies for the best possible experience, select "Accept all". If you'd like to learn more about how we use cookies and to manage your selection, visit our Manage Cookies
Reject All Accept All
Search Jobs
Job Details
Director, Portfolio Analytics & Monitoring

Requisition Number: 46035
Job Location: Mumbai, IND
Work Type: Office Working
Employment Type: Permanent
Posting Start Date: 17/12/2025
Posting End Date: 31/12/2025
:
Job Summary
The role holder will be responsible for proactively managing the credit risk (monitoring and analysis) of a complex portfolio of Global Credit Markets (GCM) accounts in close co-ordination with the originating deal team
Key Responsibilities
Strategy

• Ensure forward looking Credit analysis and make recommendations to actively sell down/Credit insure riskier assets in the book.
• Ability to analyse Risk/Return analysis and optimise profits (own portfolio as well as Directs (as applicable)). Recommendations to be based on forward looking risks (driven by CG downgrades and hence incremental Credit losses, stress tests, etc)
• Ability to support on packaging deals with the distribution / securitisation teams for Funded/Unfunded Risk Participations or synthetic sell downs (e.g. CLOs)
• Ability to work closely with GSAM and the respective GCM product to ensure that stage 3 ECLs are reasonable and arrived logically with realistic assumptions
• Actively support in managing the GCM loan portfolio returns by minimising ECLs (overall ECL to be within the Budget set for Financing Risk)
• Monitor LGD benefits remains in line with the benefits expected during deal origination
• Support GCM's sustainable initiative including managing manual inputs on CRR5201a

Business

• Proactive, comprehensive and timely credit analysis through BCA renewals, quarterly performance reporting, waiver and amendment requests and documentation of credit events.
• Evaluation and understanding of risks associated with Financing Solutions/Leverage and Acquisition Finance/Project and Export Finance/Structured Finance assets, structural, contractual and external risks.
• Financial analysis of a complex customer base using credit skills; ratio analysis; balance sheet and cashflow analysis.
• Evaluation of security, including parental support.
• Evaluation of project company management and strategy.

Processes

• Monitoring, review and reporting (where required) of covenanted items.
• Quarterly portfolio reporting.
• Portfolio Risk/Return analysis and profit optimisation
• Timely response to portfolio related queries to other areas in the Bank.
• Accurate and timely responses to ad hoc reporting requests.

• Ensure that credit files are complete and maintained to an auditable standard.
• Timeliness and quality of credit analysis.
• Protection of the credit risk profile of the portfolio when making recommendations to credit; and
• Timeliness and accuracy in reporting.
• Active participation in projects which will impact upon the GCM Portfolio
• Compliance with Bank policy and procedures

Governance

• Awareness and understanding of the regulatory framework, in which the Group operates, and the regulatory requirements and expectations relevant to the role.
• Responsible for delivering 'effective governance'; capability to challenge fellow executives effectively; and willingness to work with any local regulators in an open and cooperative manner.

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group's Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders

• Credit risk, GCM Business partners, Loan syndications, Audit

Other Responsibilities
Embed Here for good and Group's brand and values in PAM team globally; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures
Qualifications

• Education-Chartered accountant
• Certifications-Core credit curriculum certified (internal scb course)
• Languages-English, Hindi and Gujarati

Skills and Experience

• Ability to undertake credit analysis and evaluation and understanding of risks associated with Global Credit Market deals
• Financial analysis of a complex customer base using credit skills; ratio analysis; balance sheet and cashflow analysis;
• Oral and written communication skills
• Able to analyse excel-based financial models;
• Risk Management and Internal Controls
• Manage Conduct
• Compliance - Governance, Oversight and Control

About Standard Chartered
We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.
Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.
Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer
In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.

Information at a Glance
Standard Chartered 2025. All rights reserved.
x
Cookie preferences
Tell us which cookie categories you consent to by using the sliders below. You can change your preferences any time by clicking on Manage cookies on our homepage.
Stricly necessary cookies (always active)
Your security and privacy are our top priority, that's why these cookies are always on to ensure the safest and smoothest online experience.
Show More Details
Stricly necessary cookies (always active) Provider Description Enabled
SAP as service provider
We use the following session cookies, which are all required to enable the website to function:

• "route" is used for session stickiness
• "careerSiteCompanyId" is used to send the request to the correct data centre
• "JSESSIONID" is placed on the visitor's device during the session so the server can identify the visitor
• "Load balancer cookie" (actual cookie name may vary) prevents a visitor from bouncing from one instance to another

Functional Cookies
For your ease of use and convenience, these cookies remember the choices you made (e.g. language and region) and personalise our website to make it most relevant for you.
Show More Details
Functional Cookies Provider Description Enabled
YouTube
YouTube is a video-sharing service where users can create their own profile, upload videos, watch, like and comment on videos. Opting out of YouTube cookies will disable your ability to watch or interact with YouTube videos.
Advertising Cookies
To make sure we only send what's most relevant to your needs, these cookies help us and our partners understand what matters most to you. The data collected can be shared with third parties, such as advertisers or platforms, to create an ecosystem that is always relevant to you.
Show More Details
Advertising Cookies Provider Description Enabled
LinkedIn
LinkedIn is an employment-oriented social networking service. We use the Apply with LinkedIn feature to allow you to apply for jobs using your LinkedIn profile. Opting out of LinkedIn cookies will disable your ability to use Apply with LinkedIn.
Google Analytics
Google Analytics is a web analytics service offered by Google that tracks and reports website traffic.
Google Tag Manager
Google Tag Manager is a tag management system for conversion tracking, site analytics, remarketing and more.

Skills Required