Job Description

MODIFI is a global FinTech company. We enable international commerce through a digital platform for B2B payments: With MODIFI, Exporters get paid instantly, while Importers have the option to pay later. In addition we provide trade management services. We empower businesses to grow, fostering strong international partnerships and benefitting local economies.As a global business payments company that helps exporters and importers finance and manage their international trades. We are looking for an experienced and energetic Analytics Director to join our team in ;Mumbai and support MODIFI in its mission to change the world of international trade.Come and shape the future of global commerce with MODIFI!Your impact:

• Lead the credit analytics function for MODIFI's Trade Finance business in order to drive data-driven decision making and risk management strategies.
• Oversee the full customer lifecycle, from customer onboarding to identity screening (KYC/AML) to individual financing decisions
• Improve our underwriting processes and principles, processes and automatization.
• Responsible for credit risk underwriting and managing of credit limits for MODIFIs Trade Finance customers and the final trade approval
• Develop and implement credit risk models and methodologies to assess the creditworthiness of trading partners in a global market.
• Collaborate with cross-functional teams and stakeholders including Risk, Finance, and Product to optimize credit policies and procedures.
• Stay updated on market and industry trends, regulatory changes, and best practices for credit analytics in the trade finance sector.
• Provide strategic recommendations to senior management based on analysis of credit data and market insights.

Requirements

• Minimal 8+ years experience in Corporate Banking, Trade Finance, Credit Insurance, Factoring, Payment provider or similar underwriting position. Very good understanding of the Indian market and preferably also APAC, Bangladesh and/or Pakistan
• Proven ability to make credit decisions
• Passion for international trade and development and how digital Trade Finance can create significant growth for such businesses
• Previous experience indifferent international markets (APAC, EMEA and possibly AMER)
• In depth knowledge of financial analysis with IFRS and GAAP, modelling, systems and reporting
• The ability to handle big volumes with a quick turn-around in a fast developing market
• Comfortable operating in a fast-paced and ever-changing dynamic environment
• Previous start-up experience is beneficial
• Academic degree in business or economics
• You are fluent in English

BenefitsWhy MODIFI? Because we rock!

• Diversity is more than a word to us - join a company with team mates from 16+ different nationalities and backgrounds
• The world is your oyster - we have networks around the globe with offices in Amsterdam, Berlin, Delhi, Dhaka, Dubai, Hongkong, Mumbai, Shenzhen, Singapore
• We care about the environment - thats why we commit to a clear understanding of our CO2 footprint and shall reach neutrality in 2023
• You want to get to know your colleagues better?! We organize regular gatherings, events and parties
• Many perks like cultural day, personal training, language course and more
• TEAM - Together Everyone Achieves More
• At MODIFI we have a very hands-on mindset, giving our people the chance to grow with their responsibilities
• Think big. Think bigger! Think 10x!
• We live by our values xe2x80x98own your actions, xe2x80x98grow together and xe2x80x98make it happen

About usHere at MODIFI we are building the next-generation global trade payment platform. Since our start in 2018, we have been growing extensively and today were ready to move to the next level. MODIFI is the right place to make global trade happen as we believe that international trade drives global development.
Starting as a trade finance start-up in 2018, we diversified our services since then, and are now also offering many other services around to facilitate international trade even further like currency hedging, shipment tracking and more and more the whole B2B payment process.Our brilliant multicultural team operates internationally in more than 11 countries and already counting more than 2000 trading partners all over the globe. No matter your religion, sexual orientation, age, gender, origin or relationship status; we encourage everyone to be their authentic selves.We are looking for the most talented people with an attitude to win any battle. Are you passionate about solving problems and ready to conquer the world? Sounds interesting? Yes! So, you belong with us. Send us your CV today!MODIFIMODIFI is a global FinTech company that enables cross-border commerce through a digital platform for B2B payments. With MODIFI, exporters get paid instantly, while their buyers have the option to pay later. Our clients also get access to powerful tools that help them trade internationally. We empower businesses to grow, fostering strong international partnerships and benefitting local economies.Come and shape the future of global commerce with MODIFI!

MODIFI