Job Description

#

Digital Product Manager-Vehicle Finance

Corporate 1100-Corporate Office, Bangalore, Karnataka, India








Department
CORPORATE PRODUCT
Job posted on
Jan 09, 2026
Employee Type
Permanent
Experience range (Years)
0 - 0

I.

POSITION DESCRIPTION

JOB TITLE

Digital Product Manager - VF

GRADE

AVP I

DEPARTMENT

Vehicle Finance

LOCATION

HO [Bangalore]

SUB-DEPARTMENT

NA

TYPE OF POSITION

Full-time

REPORTS TO

Business Head - VF

REPORTING INTO

Specialist Product - Vehicle Finance

II.

ROLE PURPOSE & OBJECTIVE

Define and own the overall tech roadmap for the Vehicle Finance department

Drive partnerships with external parties/vendors to generate additional business

Manage relationship with key stakeholders in smooth functioning of business

III.

SIZE OF THE ROLE

FINANCIAL SIZE

NON-FINANCIAL SIZE

Build system capability to manage ~10-15K disbursements per month

Manage Team of 2-4 reportees

Responsible for driving VF business through tech initiatives and enablers

IV.

KEY RESPONSIBILITIES

1.

Business

Define & own direction and scope of the product, create roadmap & outline critical milestones

Own the Product Development Lifecycle for the department ensuring the end result meets the objective by managing internal stakeholders

Work towards developing tech enablers for growth of business [TW & 4W business]

Drive negotiations and setting up collaborations with DSA/Fintech partners

2.

Customer

Monitor market trends and competition, stay up to date with changing competitor tech landscape which is crucial in making strategic decisions and defining the product roadmap

Own the analysis of product performance through close monitoring of key metrics and identify areas of improvement. Measure success of the product launches vs the north star metrics

Explore partnerships with DSA/Fintech/LSPs for growth of business from alternate channels

3.

Internal Process

Coordinate with internal stakeholders & IT team to get relevant approvals to ensure smooth launch of the product

Drive the approval of system related manuscripts [Product/Process notes] by coordinating with internal stakeholders

Coordinate with internal stakeholders in troubleshooting & resolving tech related issues

Ensure all channel development activities comply with relevant regulations, and internal policies

Collaborate with the Compliance, Audit & Risk team to assess and mitigate risks associated

Timely response & adherence to audit & compliance queries

4.

Innovation & Learning

Manage team of 2-4 reportees

Guide the team translate user needs into technical requirements [preparing BRDs] by training them to gather insights through market research, competitor analysis

V.

MINIMUM REQUIREMENTS OF KNOWLEDGE & SKILLS

Educational Qualifications

PGDM/MBA from a Tier 1 or 2 college preferred [not mandatory]
B. Tech in CS/IT specialization preferred

Work Experience

Minimum 7-12 years of experience as Tech Product Management space or similar roles with relevant experience

Experience in managing digital lending channels, fintech integrations, key accounts management etc.

Experience in implementing IT projects & channel integration for one or more businesses

Functional Skills

Experience in defining product strategy, managing tech. roadmaps & leading product development Experience in banking domain & managing LOS and/or LMS is preferred

Behavioral Skills

Problem solving & decision making

Good Interpersonal & communication skills

Analytical & strategic thinking

VI.

KEY INTERACTIONS

INTERNAL

EXTERNAL

Information Technology

Vendors/Channel Partners



Product & sales

Dealers



Compliance

DSA/Fintech/LSP



Credit



Audit



Operations

PREPARED BY - Sabyasachi Mahapatra

DATE -

16th May'25

REVIEWED BY - Premkumar G

DATE -

16th May'25