Job Description

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Inviting applications for the role of Credit Analyst
We are looking for someone who is well versed with accounting knowledge and strong understanding of financial statements. Experience in working for an engagement in commercial credit, auto financing, portfolio management, underwriting of lease/loan documents. The role would demand to work on hard deadlines, maintain highest level of accuracies and someone who is looked upon as a great team member who leads by example.
The shortlisted candidate will have to be responsible to

• Perform financial and non-financial analysis to assess creditworthiness of different customers which includes analysis of Balance sheet, Income Statement, Cash Flows, Bank Statements/reconciliation, and Tax return etc.,
• Candidate should be able to interpret account schedules in order to extract needful information (e.g. Inventory, debtor/creditor schedule)
• Should be well versed with legal language in order to understand and interpret legal documents
• Candidate should be able to prepare Credit Proposals in accordance with the client’s credit policy / standard operating procedure and deliver required output within stipulated timelines as agreed with customer and standard procedures
• Ability to work independently and take ownership of new initiatives
• Attention to detail and decision making ability

• Vintage M.COM or MBA in Finance or Chartered Accountant with demonstrated ability in Credit with 1-6 years of experience in Credit domain

• Should have good understanding of accounting and finance essentials
• Quantitative thinking abilities and have commercial bent of mind
• Need to have hands on experience working on MS Office (excel and word)
• Proficiency in information search and interpretation skills
• Excellent interpersonal and communication skills (verbal & written)
• Portray true qualities of a good team player and able to gel within the team